Who's Eligible: Employees eligible for full, mid-level or core benefits Life insurance plans.
Employees eligible for full benefits are automatically enrolled in Basic Life at no cost. Employees eligible for mid-level or core benefits are automatically enrolled in Core Life at no cost.
Supplemental Life, Dependent Life and Expanded Dependent Life insurance are available for a monthly premium to employees eligible for full or mid-level benefits. Senior Management Life is also offered at no cost to members of the Senior Management Group.
What the Plans Cover
Basic Life – Benefit equal to employee's annual salary up to a maximum of $50,000
Supplemental Life – Four coverage levels from $20,000 to four times annual salary up to $1 million.
Basic Dependent Life – $5,000 coverage each for spouse or domestic partner and/or eligible children
Buy term life
Expanded Dependent Life – Up to 50 percent of employee supplemental life benefit (maximum of $200,000) for spouse or domestic partner; $10,000 each for eligible children
Senior Management Life – Two times senior manager's annual salary to a maximum of $800,000. This benefit is in addition to Basic Life.
Your cost for Supplemental Life and Expanded Dependent Life depends on your age and the coverage amount you choose (from $20,000 to four times your annual salary, up to $1 million). Estimate your monthly premiums here.
Enrollment for the Basic, Core and Senior Management Life is automatic depending on the level of benefits for which you are eligible. Generally, you can enroll yourself in Supplemental Life insurance and your dependents in Dependent Life insurance at anytime during the year. Your Period of Initial Eligibility (PIE) will determine whether you are required to submit a completed short-form health statement questionnaire or not.
Naming Your Beneficiaries
You should designate a beneficiary immediately upon enrolling in Life and/or AD&D insurance. You may name the same or different beneficiary for your UC Retirement Plan and/or Senior Management Life, if any.
You may name more than one beneficiary and specify the percentage that each beneficiary is to receive online or by submitting form UBEN 116. A beneficiary may be a person, trustee, or organization.
You can change your beneficiaries at any time. If no beneficiary is named or if your beneficiary is no longer living, any benefits will be paid to your survivors in the following order:
Surviving legal spouse or surviving domestic partner; or, if none,
Surviving children, on an equal-share basis; or, if none,
Surviving parents on an equal-share basis; or, if none,
American family insurance
Surviving siblings; or, if none,
To File a Claim
If you need assistance completing the claim form, call Prudential at 800-524-0542. For reference, UC's policy number is 97000.
When you leave UC employment or retire, you may be able to continue life insurance benefits. You have different options depending upon the plan.