Free term life insurance quotes. Life , Berkshire Insurance Group

How much life insurance do you need? There are a number of factors to consider in determining how much life insurance could be appropriate for you including: Life insurance personal.

Who depends on you for their well-being?

How much do you earn yearly? One rule of thumb is to think in terms of insurance coverage representing 5 to 7 times your annual earnings, after taxes. That way those left behind will be supported while they get back on their feet.

What debts do you have? If they can be paid off with life insurance proceeds, that can take a burden off your family.

How close are you to retirement? Generally, the closer you are to retirement the less life insurance you might need.

In addition, some other factors to consider include:

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Do you want to provide college funding for your children?

Are there estate taxes you would want covered?

At Berkshire Insurance Group, we take the time to understand your needs to determine the amount of insurance appropriate for your unique situation. Then, we recommend different insurance product options to fit your needs and your budget.

Call us today to find out more about this valuable protection benefit.

Contact Us

There are four ways to contact the Berkshire Insurance Group:

Term 30 life insurance

Toll Free - call us at 866-636-0244

Locations - click Locations to find the nearest Berkshire Insurance Group Office

Are not deposits or other obligations of Berkshire Bank (the "bank") or any bank affiliate; Are not guaranteed, issued or underwritten by the FDIC, the bank or any bank affiliate; Are not insured by any agency of the US, the bank or any bank affiliate; Are not a condition to the provision or term of any banking service or activity; Need not be negotiated or purchased through any particular person as a condition of any financial transaction or service; May be purchased from any agent or company and the customer's choice will not affect current or future credit decisions; and Involve an investment risk, including possible loss of principal or loss of value. The market value of the investment may fluctuate, causing possible loss of principal amount invested.

Insurance is offered through Berkshire Insurance Group, Inc. Berkshire Insurance Group, Inc. is a licensed insurance agency and non bank affiliate of Berkshire Bank and is not a chartered bank or trust company, or depository institution. Berkshire Insurance Group, Inc. is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.

Berkshire Insurance Group, Inc. is neither a tax nor legal advisor. We suggest you consult with your personal tax and/or legal advisor before making any tax-related or legal decisions. You should consider an annuity's risks, charges, and expenses carefully before investing. Annuity withdrawals made prior to age 59 1/2 may result in an IRS penalty. Consult with your tax advisor.

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