Individual life insurance policy. Long-Term International Health Insurance Life Insurance

GeoBlue Xplorer

Expatriate health insurance for global living. International life insurance.

GeoBlue Xplorer Overview

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Worldwide protection–only requires being overseas 3 months in the first year

Ability to define your deductible

Pre-existing conditions are covered with credible coverage

100% coverage outside of the US for most benefits

Emergency medical evacuation and repatriation

Unlimited annual lifetime medical maximum

Worldwide PPO network with thousands of English-speaking doctors

24/7 assistance call center

GeoBlue Xplorer is available in all states.

GeoBlue Xplorer is underwritten by a U.S. Licensed & Admitted Insurer: 4 Ever Life Insurance Company, rated A- (excellent) by A.M. Best.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview

Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Aviva life insurance

Missionaries living overseas.

Personal or Business Travel – Domestic or International.

War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.

Contractors in War Zone who need to provide coverage to their employees.

Security Guards in War Zones who need personal coverage.

Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.

Personal or Business Travel – Domestic or International.

Estate Planning Purposes.

Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

High Limit Accidental Death Insurance is available in all states except: Colorado, Connecticut, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

Meridian International Major Medical

Affordable, annually renewable coverage for immigrants and US citizens living overseas. Our lowest priced long term plan.

Meridian International Major Medical Overview

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Meridian offers 2 levels of coverage: Essential and Enhanced.

Principal life insurance

Highlights and Benefits for Meridian Essential*

Up to $5,000,000 policy maximum

In and out of hospital benefits

Discounted rates for dependent children

Emergency medical evacuation

Repatriation of mortal remains

Limited pre-existing condition coverage after 24 months of continuous coverage

This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

Up to $5,000,000 policy maximum

In and out of hospital benefits

Discounted rates for dependent children

Limited pre-existing condition coverage after 12 months of continuous coverage

Maternity coverage after 12 months of continuous coverage

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Emergency medical evacuation

Repatriation of mortal remains

This plan can be renewed up to age 74

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

If you can’t find what you’re looking for or have questions about Long-Term International Health Insurance, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.

International term life and accidental death and dismemberment (AD&D) insurance differs from domestic policies because it takes into account the unique risks involved with living and working in another country. Risks like political unrest, war and acts of terrorism, accidental death and dismemberment, and the potential for kidnapping.

Common risks also affect families overseas. Statistics show that the primary cause of accidental death while living or traveling abroad are car accidents. Train and other transportation accidents are other common risks people face all over the world.

For your custom international term life insurance policy, please provide some information about yourself. The information you send us in this form is confidential and secure. Read our privacy policy.

If you can’t find what you’re looking for or have questions, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.

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