Term insurance companies. Is Sbi life insurance safe? - Quora

Yes Sbi life is very much stable Co. Their settlement ratio is quite good. U can have ur life insurance from them. Sbi life insurance.

SBI Life Insurance is a joint venture between State Bank of India (SBI) and BNP Paribas Assurance. SBI Life is currently the biggest private sector insurance company in India with a 6.12% share of the total market. The company offers its customers a comprehensive range of life insurance and pension products at competitive prices.

SBI Life operates with a unique multi-distribution model encompassing Bancassurance, Retail Agency, Institutional Alliance and Corporate Solutions distribution channels. Coupled with SBI’s access to over 100 million accounts across India, SBI Life uses this relationship to provide insurance products to customers from all walks of life.

Claim-settlement ratio of 89.43% for year 2014-2015

What's a life insurance policy

U can also google sbi life for your further research..

The SBI Life insurance is legit and is safe. The only thing which worries me is the “Claims Ratio” is less than a lot of other insurance firms. However, their settlement ratio is great. If you are someone who wants to play safe with your money, then SBI is the best thing you could go for.

Being a Govt sector bank, there are very less chances that your money will be at wrong place. Although, SBI saw a fall in the stock market during 2012. The stock has been quite stable. If I were supposed to go for an insurance plan, I’d have surely opted for SBI Life.

Joint term life insurance

Being a Govt sector organization doesn’t stop it from providing you the classy infrastructure, You can pay your premium online via the Netbanking Portal.

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Overall rating page: 4.5 / 5 left 127 people.

Posted by at 11:45PM

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