Premier cover
Give your pets the protection they deserve, with our Defaqto 5 Star rated Premier insurance cover
Premier is our most comprehensive level of protection, offering lifetime cover and long term peace of mind for your cat or dog. Pet life insurance.
Premier pet insurance cover includes:
Total vet fees limit of £7,500 or £10,000 per year, reinstated annually if your policy is renewed, to give you ongoing cover. Please note in exceptional circumstances we may choose not to offer renewal. But don’t worry, if that’s the case we will let you know in advance of your renewal date.
Lost pet cover, where we’ll give you up to £1,000 to advertise for your pet (including up to £200 which can be used for a reward).
Your vet fee limit also includes cover for treatment by a referral vet. More information
Dental fees for illness and accidents are covered in your annual vet fees, when your pet has had an annual check-up and any recommended treatments carried out.
Protection for puppies and kittens at least 8 weeks old, with no maximum age limit for vet fees.
24 hour access to vetfone™, a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
We have a range of cover levels to choose from Compare our cover levels now
Please note: Pets must be at least eight weeks old when cover starts and any pre-existing injuries and illness are not covered. Exclusion periods for injury and illness apply. Certain breeds of cat and dog are also not covered. Monetary levels, excesses and exclusions apply. See policy documents
Cats and dogs are more prone to illness and ailments as they get older which means the price of insurance increases at renewal. New developments in diagnosis and treatments have meant that vets can give you even better care. This is great news for your family pet but has meant a rise in vet fees, and the cost of claims. If your pet develops a pre-existing condition such as diabetes, you may find it difficult to get that condition covered elsewhere. But rest assured, as long as you keep your Tesco Pet policy in force, you’ll be covered up to the total vet fees limit you’ve chosen each year.
Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc.
Extra cover
Give your pets a little Extra protection
Tesco Bank Pet Insurance's Extra Cover is for those who want a little more from their insurance, so you can rest assured you’ll be able to take good care of your pet if something unexpected happens.
Vet fees for each eligible illness or injury of up to £4,000 or £7,500, until your vet fee limit is reached.
Lost pet cover, where we’ll give you up to £1,000 to advertise for your pet (including up to £200 which can be used for a reward).
Your vet fee limit also includes cover for treatment by a referral vet. More information
Extensive range of features and benefits to ensure you can give your pet the protection they deserve.
Protection for puppies and kittens at least 8 weeks old, with no maximum age limit for vet fees.
24 hour access to vetfone™, a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
Regular news and content to help you look after your pet.
Compare insurance rates
We have a range of cover levels to choose from Compare our cover levels now
Please note: Pets must be at least eight weeks old when cover starts and any pre-existing injuries and illness are not covered. Exclusion periods for injury and illness apply. Certain breeds of cat and dog are also not covered. Monetary levels, excesses and exclusions apply. See policy documents
Tesco Bank Pet insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance Plc. vetfone™ is provided by Vetsdirect Ltd.
Standard cover
Standard cover to keep your pets protected
Standard Cover from Tesco Bank Pet Insurance helps provide you peace of mind should your cat or dog need veterinary treatment for accidents and illnesses.
Standard cover includes:
Cover of up to £3,000 for vet fees for each eligible illness or accident for up to 12 months from the first date of treatment.
Lost pet cover, where we’ll give you up to £1,000 to advertise for your pet (including up to £200 which can be used for a reward).
Your vet fee limit also includes cover for treatment by a referral vet. More information
Protection for puppies and kittens at least 8 weeks old, with no maximum age limit for vet fees.
24 hour access to vetfone™, a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
Regular news and content to help you look after your pet.
We have a range of cover levels to choose from Compare our cover levels now
Please note: Pets must be at least eight weeks old when cover starts and any pre-existing injuries and illness are not covered. Exclusion periods for injury and illness apply. Certain breeds of cat and dog are also not covered. Monetary levels, excesses and exclusions apply. See policy documents
Tesco Bank Pet insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance Plc. vetfone™ is provided by Vetsdirect Ltd.
Accident & Injury cover
Accident & Injury cover when you need it most
If you want to make sure you’ve got the basics covered for your pet, then our Accident & Injury pet insurance cover could be right for you. It gives you cover if your cat or dog is hurt in an accident.
Accident & Injury cover includes:
Peace of mind if your pet is hurt in an accident, with vet fees limit of up to £3,000.
Insurance for puppies and kittens at least 8 weeks old, with no maximum age limit.
Your vet fee limit also includes cover for treatment by a referral vet. More information
24 hour access to vetfone™, a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
Regular news and content to help you look after your pet.
We have a range of cover levels to choose from Compare our cover levels now
Please note: Pets must be at least eight weeks old when cover starts and any pre-existing injuries and illness are not covered. Exclusion periods for injury and illness apply. Certain breeds of cat and dog are also not covered. Monetary levels, excesses and exclusions apply. See policy documents
Tesco Bank Pet insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance Plc. vetfone™ is provided by Vetsdirect Ltd.
Give your furry friend the protection they deserve and get 20% off today.
Just so you know, this discount applies to new customers only and is subject to a minimum premium. Quoted price includes discount. First year only.
In addition, Tesco Clubcard members will also get a guaranteed discount.
We also offer 24/7 access to the vetfone helpline provided by vetsdirect on all policies.
Access to vetfone™ and other helplines
If you're worried about your pet’s health at any time, you can call vetfone™'s UK-based helpline to speak to their team of qualified veterinary nurses. They'll listen to your concerns and offer you advice about whether your pet needs to visit a vet, saving you the cost of an unnecessary trip for something you needn't have worried about.
vetfone™ is provided by Vetsdirect Ltd.
Pet Bereavement Counselling Helpline
We know how important your pet is to you, and the heartbreak when they pass away. If the worst happens and you need someone to talk to, our professional counselling service can offer emotional support at a difficult time.
Legal Advice helpline
If you need uncomplicated, practical legal advice on a problem, even if it doesn't relate to your cat or dog, our legal professionals are here to help.
Flexible policy benefits
Young pets are covered from eight weeks old
Puppies and kittens can be insured from just eight weeks old.
Up to £2,000,000 on third-party liability costs
Sometimes our dogs can cause a little too much mischief. With Tesco Bank Pet Insurance, you could be covered for compensation claims if your dog injures another person or damages somebody’s property. There's an excess for property damage.
Pay monthly and spread the cost (at no extra cost)
You can spread the cost of your policy by paying monthly by Direct Debit – and the great news is, it doesn't cost you more.
And if you buy Standard, Extra or Premier cover, you'll also get the following benefits...
We offer even more benefits on these cover levels.
Travelling with your pet
The United Kingdom Government Pet Travel Scheme (also known as PETS) allows you to take your pet temporarily to certain countries and return to the UK without the hassle of putting them into quarantine.
Tesco Bank Pet Insurance offers Pet Travel Cover with the Standard, Extra or Premier cover levels, when you travel to any country covered by the PETS scheme. It will cover you for repeating a worming treatment or emergency vet fees abroad. We'll also pay if you loose your pet passport, or it is stolen or destroyed or if the microchip fails and you do have to put them into quarantine. The Accident & Injury cover level doesn't include this cover.
Best cheap term life insurance
Cover for lost or missing pets
If your pet goes missing, the Standard, Extra and Premier cover levels of Tesco Bank Pet Insurance will cover your advertising costs up to £1,000, including a reward of up to £200. If the worst happens and your dog isn't found within 45 days, we’ll also cover what you paid or donated when you bought them, up to a cost of £1,500.
Key information and policy documents
Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal and Sun Alliance Insurance plc.
Defaqto is an independent researcher of financial products.
Check which cover level is right for you and your pet
Please read the policy documents to make sure that the cover level you've selected meets your needs.
The policy booklet also contains information on cancellation rights that apply.
How we use your data
How we collect and use your personal data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we handle your data and your rights under data protection laws is available in our Privacy Notice.
We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation, do not purchase or provide data indirectly via price comparison sites. We keep quote data for up to 7 years and we may use this information if you apply for a product again in the future.
We will use your data to give you quotes, provide our services to you, perform eligibility checks, work out insurance risk, manage debt, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime.
We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.
Data may be obtained from and shared with the wider Tesco Group and fraud prevention agencies (FPAs). The FPAs will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected this may be shared with other organisations and you could be refused certain services, finance or employment.
By proceeding with your application you acknowledge we can use your data in this way.
Exclusions
Monetary limits, excesses and exclusions apply.
Policies don't cover pre-existing medical conditions.
Standard, Extra & Premier
Pets must be at least eight weeks old when cover starts, any pre-existing injuries and illness are not covered. Changes in your pet’s health, or behaviour or any illness that develops from these changes within the first 14 days of your cover start date are not covered. Certain breeds of cat and dog are also not covered.
Accident & Injury
Pets must be at least eight weeks old when cover starts, any pre-existing injuries and illness are not covered. Any accident, injury or any illness that develops from an accident or injury in the first five days of your cover start date is not covered. Certain breeds of cat and dog are also not covered.
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