Life insurance important terms. Life Health Insurance Options, Little Falls, Minnesota

Life Insurance in Minnesota

Life insurance protection is a crucial step in planning for your future and the future of your loved ones. It can fulfill promises made to your family if you are no longer around by providing a death benefit to your beneficiaries in return for premiums paid to the insurance company. Life insurance can also provide benefits while you are living. Life insurance options.

Types of Life Insurance

There are several different types of life insurance products available. The most common include:

How much coverage do you need?

The amount of life insurance you select is dependent on your personal and financial needs. We recommend first determining what monthly income your loved ones would need to meet their financial obligations. The amount of money needed to produce this monthly income is the amount of life insurance you need. Let Hanneken Insurance assist you in determining the appropriate coverage amount and deciding on which type of life insurance is right for you.

Liability insurance

Minnesota Health Insurance

As you are likely well aware, the Affordable Care Act has mandated the purchase of health insurance for everyone in Minnesota. The Affordable Care Act has dramatically changed health insurance for both individuals and employers. There are a multitude of options available both inside MNsure (Minnesota’s health insurance exchange) and in the private market.

The best way for families or businesses to navigate through these options is with the help of an independent insurance agent that represents several insurance companies and is certified to offer coverage through MNsure. An agency that can help you narrow down the choices based on your budget and the current laws.

What is lifestyle insurance

Finding coverage for your concerns and goals can seem complicated, but a variety of options are available to help simplify the process. Contact Hanneken Insurance to talk to an agent for more information about your options and the process of obtaining appropriate coverage.

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