Insurance quotes. Term Insurance Plan Premium Calculator Online in India - ICICI Pru

^^ The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female aged 40-49yrs basis age as per details captured earlier & assumed non-smoker for a policy term of 20 years with regular payout option. The premium amounts are inclusive of taxes. Online life insurance policy.

^^ The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female aged 40-49 years basis age as per details captured earlier & assumed non-smoker for a policy term of 20 years with regular income payout option. The premium amounts are inclusive of taxes.

# The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, aged 50 -60yrs age basis age as per details captured earlier & assumed non-smoker for a policy term of 10 years with regular payout option. The premium amounts are inclusive of taxes.

# The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, greater than 50 years age basis age as per details captured earlier & assumed non-smoker for a policy term of 10 years with regular income payout option. The premium amounts are inclusive of taxes.

# The above mentioned premium rates are for ICICI Pru iProtect Smart and based on details you had submitted. If you buy this plan after your birthday, the premium will increase as mentioned above. The premium rates are inclusive of taxes.

^ The above mentioned premium rates are for ICICI Pru iProtect Smart and based on details you had submitted. If you buy this plan after your birthday, the premium will increase as mentioned above. The premium rates are inclusive of taxes.

~ Based on average number of term plans sold online on our website between Apr 2017 - Feb 2018 for females.

^ The premium rate mentioned is for your current age, term selected and the sum assured chosen and are inclusive of Tax.

Θ The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor’s certificate confirming diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the Sales brochure. Critical Illness Benefit is optional and available under Life and Health and All in One options.

Affordable term life insurance quote

^^ The above mentioned premium rate is for Rs 20 Lakhs of life cover and Rs 20 lakhs of accelerated critical illness cover for a 25 year old healthy non-smoker male for a policy term of 40 years with regular income payout option. The annual premium amount for this assumption will be Rs. 8,757 and monthly premium will be Rs. 748.

~ Based on number of policies sold online between January 2016 – February 2017.

The premium rate mentioned is for your current age, term selected and the sum assured chosen and are inclusive of Tax.

‘ The above mentioned premium rate is for iProtect Smart for Rs. 50 Lakh of life cover for a 25 year old healthy male for a policy term of 35 years with regular income payout option. The annual premium will be Rs. 4,340 & the monthly premium will be Rs. 372. The premium amounts are inclusive of taxes.

‘‘ The above mentioned premium rate is for Rs 50 Lakhs of life cover and Rs 10 lakhs of accelerated critical illness cover for a 25 year old healthy male for a policy term of 35 years with regular income payout option. The annual premium amount for this assumption will be Rs. 7,002 and monthly premium will be Rs. 600. The premium amounts are inclusive of taxes.

# The above mentioned premium rate is for Rs 1 crore of life cover and Rs 10 lakhs of accelerated critical illness cover for a 25 year old healthy male for a policy term of 14 years with regular income payout option. The annual premium amount for this assumption will be Rs. 6,907 and monthly premium will be Rs. 590. Premium amount will differ according to the benefit option chosen

^ The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor's certificate confirming diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the Sales brochure. Critical Illness Benefit is optional and available under Life and Health and All in One options.

~ Based on number of policies sold online between January 2016 - February 2017.

Aviva life insurance

+Accidental Death benefit is up to 2 Crores. Accidental Death Benefit is optional and available in Life Plus and All in One options

5% discount on premium is applicable only for Regular and Limited pay policies. In case of Single Pay, discount applicable is 2% of Single Premium

For Terminal illness, policy will terminate on payment of this benefit.

Claim statistics are for FY2017-18 and is computed basis individual claims settled over total individual claims for the financial year. For details, refer to Public Disclosures in our Website.

Top Selling saving plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process.

ICICI Pru iProtect Smart has been voted product of the year 2016 in the consumer survey of product innovation in Life Insurance category. In a survey of over 7,000 people by Nielson.

Nothing herein contained shall operate to destroy or impede the right of any creditor to be paid out of the proceeds of any policy of assurance, which may have been effected with intent to defraud creditors. Unless taken otherwise with the intent to defraud creditors. In case of any third party claim in the Courts of India with regards the insurance proceeds, the amount shall be subject to the judiciary directions. Please seek professional legal advice for the applicability of this provision

Tax benefit of Rs 54,600(Rs 46,800 u/s 80C and Rs 7,800 u/s 80D) is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on insurance premium u/s 80C of Rs 1,50,000 and health premium u/s 80D of Rs 25,000. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

Life insurance leads

I confirm that all the information provided by me including AADHAAR details to ICICI Prudential Life Insurance Company Ltd. is true, correct and accurate. I do hereby authorize/allow ICICI Prudential Life Insurance Company Ltd. to access/fetch the data from UIDAI for the purpose of verification. I further confirm that ICICI Prudential Life Insurance Company Ltd. is authorized to update my AADHAAR number in all my insurance policies, and may obtain the same from its agents/intermediaries.

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837

© 2016, ICICI Prudential Life Insurance Company Limited. Registered Address:- ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. UIN:105N151V03. Advt. No.: W/II/2041/2018-19

For more financial protection, our customers choose:

Categories

1. What are the list of illnesses and the exclusions from a critical illness cover?

2. Will my premiums reduce after 30 years if I don’t claim the Critical Illness Benefit?

3. I have taken a Critical Illness cover of Rs. 10 lakhs along with my term life cover of 1 Crore. If I am diagnosed with a critical illness and the Rs. 10 lakhs is paid to me, what will my life cover?

4. Do I get 80D tax benefits on premiums paid for Critical Illness cover?

5. How much critical illness cover should I take?

1. In case of my death, how can my family report a claim to ICICI Pru Life?

2. How much time does it take to settle a claim?

3. How can my family track the status of the claim?

4. What was ICICI Pru Life’s claim settlement ratio in the last 5 years?