Metropolitan life insurance company. Variable Life Insurance Performance, Prudential Financial

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You should consider our variable products and their underlying funds' investment objectives, risks, charges, and expenses carefully before investing. The policies' prospectuses and the underlying funds' prospectuses contain this and other important information. You can view/download the prospectuses from this site. You should read them carefully before purchasing a contract.

It is possible to lose money by investing in securities.

If you currently own one of our variable life insurance products you can sign up today for e-delivery of your variable life insurance prospectus.

Products Currently Available for Sale

Custom Premier II - For Contracts issued on or after May 1, 2015 in most states:

PruLife Custom Premier II (policy form: ICC15 VUL-2015 or VUL-2015, which may be followed by a state code) is a flexible premium variable universal life contract. It offers the ability to accumulate non-guaranteed cash value through a variety of investment options, including a money market and fixed rate option.

- For Contracts issued on or after May 1, 2015 in most states:

VUL Protector (ICC15 VULNLG-2015 or VULNLG-2015 or VULNLG-2014 in NY issued on or after May 1, 2014), is a flexible premium variable universal life contract. It offers the ability to accumulate non-guaranteed cash value through a selection of investment options including asset allocation portfolios, a money market option, and a fixed rate option.

- For contracts issued on or after June 26, 2017 in most states:

PruLife SVUL Protector (ICC17 SVUNLG-2017 or SVUNLG-2017 ) is a last survivor flexible premium variable universal life policy. It insures two people and offers flexible premiums and the ability to accumulate non-guaranteed cash value through a selection of investment options including asset allocation portfolios, a money market option, and a fixed-rate option.

Custom Premier II, VUL Protector

are issued by Pruco Life Insurance Company in all states except New York, where they are issued by Pruco Life Insurance Company of New Jersey. All are Prudential Financial companies located in Newark, NJ. Each is solely responsible for its own financial condition and contractual obligations.

Products No Longer for Sale

Custom Premier II (5/2004 - 5/2015)

PruLife Custom Premier II is a variable universal life contract. It offers flexible premiums and the ability to accumulate non-guaranteed cash value through a variety of investment options, including a money market option and a fixed rate option. It is issued by Pruco Life Insurance Company in all states except New York, where it is issued by Pruco Life Insurance Company of New Jersey. The policy form number is VUL-2004, VUL-2005, VUL-2008, VUL-2013 (VULU-2004, VULU-2005, VULU-2008 or VULU-2013 in Montana), VUL-2014 or ICC14 VUL-2014 and may be followed by a state code.

Life insurance terms to know

In most states, PruLife Custom Premier II (2014) was issued 9/2014 – 5/2015, and PruLife Custom Premier II was issued 5/2004 – 9/2014.

PruLife Custom Premier II (2014)

PruLife Custom Premier II

VUL Protector is a variable universal life contract. It offers flexible premiums and the ability to accumulate non-guaranteed cash value through a selection of predominantly asset allocation portfolios including a money market option and a fixed rate option. It is issued by Pruco Life Insurance Company in all states except New York, where it is issued by Pruco Life Insurance Company of New Jersey. The policy form number is VULNT-2009, VULNLG-2014, or ICC14 VULNLG-2014 and may be followed by a state code.

In most states, VUL Protector (2014) was issued 5/2014 – 5/2015, and VUL Protector was issued 7/2009 – 5/2014.

PruSelect III is a flexible premium variable universal life contract designed for the executive benefits market and was generally sold on a multiple life basis where insureds shared a common employment or business relationship. It was issued by Pruco Life Insurance Company or by Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of the first page of your contract, is CVUL-1999 (CVULU-1999 in Montana) and may be followed by a state code. Electronic prospectus delivery is not available on this product.

Survivorship Variable Universal Life (SVULII) - (5/2000 - 9/2007)

Survivorship Variable Universal Life is a flexible premium variable survivorship universal life contract that provides life insurance coverage on two insureds with a death benefit payable on the death of the second insured. It was issued by Pruco Life Insurance Company or Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of the first page of your contract, is SVUL-2000 (SVULU-2000 in Montana) and may be followed by a state code.

PruLife Custom Premier is a flexible premium variable universal life contract. It was issued by Pruco Life Insurance Company or Pruco Life Insurance Company of New Jersey (in NY and NJ). The base policy form number, located in the lower left-hand corner of the first page of your contract, is VUL-2000 (VULU-2000 in Montana) and may be followed by a state code.

VUL is a flexible premium variable universal life contract. It was issued by Pruco Life Insurance Company and The Prudential Insurance Company of America (for NY only). The base policy form number, located in the lower left-hand corner of the first page of your contract, is VUL-97 (VULU-97 in Montana) and may be followed by a state code.

Prudential Variable Appreciable Life

VAL is a flexible premium variable life contract. It was issued by The Prudential Insurance Company of America. VAL 60 had a face amount that was greater than or equal to $100,000. The policy number, located in the upper right-hand corner of your contract, generally begins with a 9 or 7, versus a letter for Pruco Life Variable Appreciable Life. The form number, located in the lower left-hand corner of the first page of your contract, is either VALA-88 or VALB-88 (in New Jersey, VALA-97 or VALB-97 may be used) and may be followed by a state code.

Prudential Variable Appreciable Life

Temporary health insurance

VAL is a flexible premium variable life contract. It was issued by The Prudential Insurance Company of America. VAL 90 had a face amount less than $100,000. The policy number, located in the upper right-hand corner of your contract, generally begins with a 9 or 7, versus a letter for Pruco Life Variable Appreciable Life. The form number, located in the lower left-hand corner of the first page of your contract, is either VALA-88 or VALB-88 (in New Jersey, VALA-97 or VALB-97 may be used) and may be followed by a state code.

Prudential Survivorship Preferred

Variable Universal Life (SVUL) - (1/1996 - 9/2001)

Survivorship Preferred is a flexible premium variable survivorship universal life contract that provides life insurance coverage on two insureds with a death benefit payable on the death of the second insured. It was issued by The Prudential Insurance Company of America. The form number, located in the lower left-hand corner of the first page of your contract, is SVUL-95 (SVULU-95A in Montana) and may be followed by a state code.

Variable Appreciable Life

VAL is a flexible premium variable life contract. It was issued by Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (in NY and NJ). The policy number, located in the upper right-hand corner of your contract, begins with an R or Q, versus a number for Prudential Variable Appreciable Life

. The form number, located in the lower left-hand corner of the first page of your contract, can be one of the following: VALA-84, VALA-86, VALB-84, or VALB-86 and may be followed by a state code.

PRUvider Variable Appreciable Life (11/1992 - 5/1999)

PRUvider is a level premium variable whole life contract with premium flexibility. It had a minimum face amount of $10,000 for ages 0 – 21 and $5,000 for ages 22 and older, and a maximum face amount of $25,000. It was issued by Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of your contract, is VAL-DR-105 and may be followed by a state code.

Custom VAL is a flexible premium variable life contract. It was issued by The Prudential Life Insurance Company of America. The Custom VAL product had an initial face amount of insurance of $200,000 or more and had a schedule of increasing premiums instead of a schedule of premiums that stayed the same or “level.” The form number, located in the lower left-hand corner of your contract, is either VALA-88 or VALB-88 (in New Jersey, VALA-97 or VALB-97 may be used) and may be followed by a state code.

VLI is a variable whole life contract that had a minimum face amount of $25,000. It was issued by Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of your contract, is VL-83 and may be followed by a state code.

I was a flexible premium variable universal life contract designed for the executive benefits market and was generally sold on a multiple life basis where insureds shared a common employment or business relationship. It was issued by Pruco Life Insurance Company. The form number, located in the lower left-hand corner of your contract, is CVUL-89 and may be followed by a state code. Electronic prospectus delivery is not available on this product.

II was a flexible premium variable universal life contract designed for the executive benefits market and was generally sold on a multiple life basis where insureds shared a common employment or business relationship. It was issued by Pruco Life Insurance Company. The form number, located in the lower left-hand corner of your contract, is VUL-A-104 or VUL-B-104 and may be followed by a state code. Electronic prospectus delivery is not available on this product.

Zurich life insurance

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Governance Committee Charter View this document PDF to see the responsibilities of the Governance Committee of the Prudential Series Fund Inc.

javascript:; Our policies contain exclusions, limitations, reductions in benefits and terms for keeping them in force. A financial professional can provide you with costs and complete details.

Asset Allocation won't guarantee a profit or ensure against a loss, but may help reduce volatility in your portfolio.

Diversification cannot eliminate the risk of investment losses.

All guarantees are based on the claims paying ability of the issuing insurance company and do not apply to the underlying investment options.

Variable universal life insurance products are issued by Pruco Life Insurance Company, Pruco Life Insurance Company of New Jersey and The Prudential Insurance Company of America and offered through Pruco Securities, LLC. All Prudential Financial companies located in Newark, NJ. Each is solely responsible for its own financial condition and contractual obligations.

The Prudential Insurance Company of America – NAIC 68241; Pruco Life Insurance Company – NAIC 79227; Pruco Life Insurance Company of New Jersey – NAIC 97195; CA COA Prudential 1179.

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases a securities product such as a variable life insurance policy or assumes ownership of an existing variable policy. What this means to you: We will ask for your name, address, date of birth, and other information that will allow us to identify you and we may use various commercially available databases to verify the information provided. We may also ask to see your driver's license or other identifying documents. This request for information and verification process will take place either when we open your account or when we are notified that ownership of an existing account is being transferred to you.

For Compliance Use Only: 0154455-00016-00

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