What is term life insurance. Life Insurance

Your family depends on you for care, for stability and for financial security. While you can’t guarantee you’ll always be there for your loved ones, life insurance lets you still provide for them even after you’re gone. With life insurance you can leave a legacy of care, stability and financial security for the ones you love the most. In addition, your life insurance policy value growth is tax deferred. Life insurance products.

We are gratified to regularly hear the stories of people who have been financially cared for by their loved ones via life insurance. It is a lasting legacy and a testament to the enduring power of love.

American National offers a wide range of life insurance products to suit a variety of needs and situations:

Frequently Asked Questions

Term life may allow you to purchase a larger death benefit for a smaller cost because you're only paying the cost of insurance and not building cash value. However, it's important to remember that your chances of dying prematurely are lower, and premiums for term life insurance reflect that. There are many things to consider when purchasing life insurance. A friendly American National agent can assist you with this important purchase decision. You can locate an American National agent through your local directory or by contacting our Life Contact Center at 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST.

How do I get an insurance quote from American National?

If you are already an American National policy holder, your agent can assist you with additional product quotes. If not, you can locate an American National agent through your local directory or by contacting our Life and Annuity Contact Center. For life insurance inquiries, call 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST. For annuity policy inquiries, call 1-800-252-9546, Mon.-Thu., 7:30 a.m. to 5:00 p.m, and Fri., 8:00 a.m. to 4:30 p.m. CST.

Level term insurance

How do I get more information on the products you offer?

If you are already an American National policy holder, your agent can assist you with additional products. If not, you can locate an American National agent through your local directory or by contacting our Life and Annuity Contact Center. For life insurance inquiries, call 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST. For annuity policy inquiries, call 1-800-252-9546, Mon.-Thu., 7:30 a.m. to 5:00 p.m, and Fri., 8:00 a.m. to 4:30 p.m. CST.

The right amount of life insurance depends on your own unique situation. It is essential to not only consider current income and assets, but also your future earning power. A friendly American National agent can assist you with this important purchase decision. You can locate an American National agent through your local directory or by contacting our Life Contact Center at 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST.

What are the advantages of term life insurance?

There are two main types of life insurance; whole life insurance and term life insurance. Both have their advantages, but a greater cost savings is usually associated with term insurance for certain age groups. Term life primarily offers protection for something with a time constraint, like a mortgage payment. It offers coverage in the event of premature death while such payments are being made. There are many things to consider when purchasing life insurance. A friendly American National agent can assist you with this important purchase decision. You can locate an American National agent through your local directory or by contacting our Life Contact Center at 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST.

Insurance premium

Where can I find an agent after moving to another state?

If you've moved to another state, your current agent may still be able to help you, but if not, you may request a new servicing agent by contacting our Life and Annuity Contact Center. For life insurance inquiries, call 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST. For annuity policy inquiries, call 1-800-252-9546, Mon.-Thu., 7:30 a.m. to 5:00 p.m, and Fri., 8:00 a.m. to 4:30 p.m. CST. Please keep in mind that policy changes or inquiries can only be made by the owner of the policy.

Naming of beneficiaries is one of your most important policy ownership rights. The beneficiary is the person, persons, or entity you designate to receive the policy proceeds upon death of the insured person. Virtually any person or legal entity can be named, so selecting your beneficiary and keeping your choice up to date is very important. If you need assistance with a beneficiary designation or change, contact your American National agent, or our Life Contact Center at 1-800-899-6806, Mon.-Fri., 7:30 5:00 p.m. CST, for assistance.

Life insurance is purchased in anticipation of a future benefit payment. Payment could occur many years into the future so always buy from a financially sound life insurance company. You want a stable, financially strong company. A company that will be there to fulfill their contractual obligation in the future. Pay close attention to the financial stability ratings of your life insurance company. Look for companies, like American National, that have been in business for many years with very strong financial ratings. There are many things to consider when purchasing life insurance. A friendly American National agent can assist you with this important purchase decision. You can locate an American National agent through your local directory or by contacting our Life Contact Center at 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST.

Life insurance helps you and your family prepare for the future. Planning today offers peace of mind for the uncertainties of tomorrow. Most people buy life insurance as a way to help replace income lost if something happens to them prematurely. It can also help to pay off debt, final expenses, and education costs. There are many reasons to consider life insurance. A friendly American National agent can assist you with this important purchase decision. You can locate an American National agent through your local directory or by contacting our Life Contact Center at 1-800-899-6806, Mon.-Fri., 7:30 a.m. to 5:00 p.m. CST.

Cheapest term life insurance policies