Why Do You Need Life Insurance?
No matter what stage you’re at in life, life insurance may benefit you. Whether you’re young and single with no dependents or an empty nester reaching retirement age, life insurance is an essential element of financially protecting the future of those you love. Ultimately, it helps ease the financial burden on your family if you were to pass away. Life insurance products.
Not sure if you need life insurance? Here are some of the reasons the answer may be yes.
Because people count on you. You may not know what the future will bring, but if you were to pass away, help make sure your loved ones are financially protected.
For living expenses and to pay off debts. In the event of death, proceeds from a life insurance policy can be used to help cover things like: mortgage or rent payments, child care, outstanding credit card or loan debt, maintaining a current lifestyle, or providing care for an elderly or disabled relative.
No physical term life insurance
To plan for the future. An education fund, a secure retirement — the loss of your income due to death could adversely impact your family’s ability to plan for the future.
To cover final expense costs. Proceeds from a life insurance policy can be used to help pay funeral expenses and memorial services.
Business continuation. If you own a business, life insurance may help ensure that this dream you’ve worked so hard for continues after your death.
A lasting or charitable gift. Life insurance may be a way to support the organizations or causes that are important to you even after you are gone.
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There’s no time like the present. Act today to help protect their tomorrows — read more about why it’s time to buy life insurance today.
Policy Form L-36 10, Policy Form L-36 20, Policy Form L-36 30, Policy Form L-33, Policy Form L-34, Policy Form L-35, Policy Form ICC 13-97 UL, Policy Form L-97 UL (AZ, ND, SD only), Policy Form ICC17-225 WL, Policy Form L-225 (ND) WL, Policy Form L-225 WL, Policy Form ICC17-226 WL, Policy Form L-226 (ND) WL, Policy Form L-226 WL, Policy Form ICC17-227, Policy Form L-227 (ND) WL, Policy Form L-227 WL
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