Contributions to a Cash Accumulation Fund (CAF) are optional and determined by the employee. Maximum contributions are subject to Internal Revenue Code limits. The actual CAF interest rate can adjust quarterly but should never be less than 4%. Savings account interest rates are not guaranteed. Contact your Cigna representative for details. Group life insurance.
These programs are NOT insurance and do not provide reimbursement for financial losses. Customers are required to pay the entire discounted charge for any discounted products or services available through these programs. Cignassurance is available to beneficiaries receiving coverage checks for $5,000 or more from group life and personal accident programs. Counseling, legal or financial assistance programs are not available under policies insured by Cigna Life Insurance Company of New York. Programs are provided by third party vendors, and not by Cigna. Contact your Cigna representative for details.
This program is available at the option of the employer for an additional cost.
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Cigna Group Universal Life Insurance policies are insured by Connecticut General Life Insurance Company. Term life insurance is offered by Life Insurance Company of North America, except in NY where policies are insured by Cigna Life Insurance Company of New York (New York, NY). Plans may not be available in all areas. All group insurance policies may contain exclusions, limitations, reduction of benefits, and terms under which the policies may be continued in force or discontinued. For costs and complete details of coverage, contact your Cigna representative. Policy forms: GUL - XX-603404 et al; Term Life - TL-004700 et al.