Why choose Funeral Cover with AA Life
It’s always hard when a loved one dies, but your family knowing they don’t have to face unexpected debts or costs can really help them cope at that time. Funeral insurance.
Funeral Cover is a simple, guaranteed acceptance insurance policy that can be used to pay for your funeral expenses and other associated costs, putting your mind at ease. Also included is an early payout for terminal illness and an additional accidental death benefit.
The illustration below can help you understand if Funeral Cover would benefit you in your circumstances.
Thankfully most of us don’t have to deal with funerals very often. Because of this, we don’t always realise how many decisions there are to make or costs to cover, from coffins to catering.
Creating a plan now will help give your family assurance that they are making the right decisions for you, and will help you understand how much cover you may need to buy.
We’ve put together an easy guide to help you make those decisions and share them with someone you trust.
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What's not covered
Please see the Funeral Cover policy document for a full list of exclusions, but these are the main areas not covered:
Any death other than accidental during first 24 months of cover
Suicide or a deliberate act by causing injury to yourself, whether you are sane or insane, unless the injury is indirect and unintended, during the first 24 months of cover
Premiums can be paid fortnightly, monthly (direct debit and credit card only), quarterly, half-yearly or annually by direct debit, credit card or cheque.
We’re here to make sure your policy pays out as quickly as possible, and that the process is easy to follow.
If you need to make a claim on your policy, or a policy on which you are the representative or Joint Owner, please call us now on 0800 808 175.
Making a death claim
To make a death claim, your representative will need to provide the date of death, cause of death, and contact details for the administrator of your estate (if you haven’t specified a Joint Owner).
If you specified a Joint Owner on your policy, payment will be made directly to them. We’ll contact them to get the rest of the information needed to process the claim, which includes:
a copy of your will (if one exists) and other legal documents
medical records (if requested)
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Making a terminal illness claim
If you have been diagnosed with a terminal illness at least two years after taking out your policy and have less than 12 months to live, please provide us with the following:
a completed claim form by the claiment and treating specialist
Once these documents have been received and your claim has been accepted, the money will be paid out immediately.