Life insurance advice. House insurance, ANZ

Home buildings insurance - ANZ Asset Protector

Serious damage to your home is expensive and can be disruptive to your family, your lifestyle and maybe even your business. In most cases, as well as paying to repair or rebuild your home, we have a range of extra benefits and full replacement options that can help you get back to normal as simply and stress-free as possible. House insurance.

With ANZ Asset Protector - Home Buildings, we'll pay the full replacement value of accidental damage to your home, up to the sum you’re insured for, plus GST.

These policies are underwritten by Vero Insurance New Zealand Limited. Find out more about their Financial Strength Rating.

Simply choose the cover that suits your needs

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What you need to know about house insurance

Watch a 60 second summary of our house insurance cover.

What's covered

Optional extras


You can get a multi-policy discount when you have two or more policies with us - any mix of house, contents, car or boat (minimum premium levels apply).

Find out more about sum insured home insurance

You’ll find lots of information at the ANZ Insurance Hub where you can work

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out how much to insure your house for.

Why house insurance is so important

More information

Cash back offer applies to each 'new' ANZ house, contents or car insurance policy (policy) taken out between 1 November and 2 December 2018.

Replacements or renewals of existing policies or cover will not be treated as 'new', and are not eligible for the cash back offer.

To be eligible for the cash back payment, cover under the policy must have commenced and remained in-force for 45 days, and premium payments must be up-to-date at that time (eligibility date).

Cash back offer is $50 cash back for each eligible policy, up to a maximum of $150.

Individual health insurance

If you pay your premiums by direct debit, the cash back payment will be paid into the bank account you pay your premiums from within 45 days of the eligibility date.

For policies paid by other means, including by credit card, you will be contacted within 45 days of the eligibility date to provide payment details, and payment will be made within 30 days of you providing those details.

Applications are subject to underwriting criteria.

ANZ house, contents and car insurances are underwritten by Vero Insurance New Zealand Limited (Vero). Cash back payments will be made by, and are solely the responsibility of, Vero.

IMPORTANT: This is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector printable version (PDF 814KB) or visit any ANZ branch or call 0800 269 296.

Stonebridge life insurance

All ANZ Asset Protector policies are underwritten by Vero Insurance New Zealand Limited and distributed through ANZ. No member of ANZ Bank New Zealand Limited or its related companies or any other person guarantees Vero Insurance New Zealand Limited or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.
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