Short term medical insurance. CIBC Guaranteed Acceptance Life Insurance: Insurance from CIBC Life Insurance Company Limited

Guaranteed Acceptance Life Insurance provides a permanent insurance solution to those aged 40 to 74 years, who may not be eligible for traditional life insurance plans. It is designed for those who are looking for a lower amount of insurance to cover final expenses and other debts remaining after death. Guaranteed life insurance.

The coverage amount you choose will always stay the same. Your family can use the amount to cover expenses, such as funeral costs, credit card balances or unpaid bills.

We offer coverage amounts ranging from $5,000 to $25,000, in increments of $5,000

Your premium is locked in, as long as your smoker status remains the same

In the case of non-accidental death within 2 years of your effective date, the benefit amount is the sum of all premiums collected.

Why life insurance

Exclusions and Limitations

Please note that within the first 2 years, the benefit amount payable for death other than accidental death is the sum of all premiums you have paid to date.

No benefit will be payable:

If death results directly or indirectly from the commission or attempted commission of an indictable criminal offence

If your policy is declared to be void due to a material omission of information, misrepresentation or fraud

Purchase term life insurance

Add a spouse to your policy after it is issued

Increase or decrease the coverage amount of your policy after it is issued. Additional coverage may be purchased, through a new policy, subject to a maximum total coverage amount of $25,000 for all policies issued

Products and their features may change at any time. In case of a discrepancy between the information provided on this website and your Insurance Policy, your Insurance Policy prevails.

CIBC Life Insurance Company Limited (CIBC Life) is federally incorporated and subject to the Insurance Companies Act and is licensed to carry on business in all provinces and territories. For further details view the Insurance Regulator Registration Information (PDF, 20 KB). For residents of Quebec, CIBC Life Insurance Company Limited is registered with l?Autorité des marchés financiers (AMF) Opens a new window in your browser. If necessary, file a complaint.

Individual health insurance

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