Individual life insurance plans. Pet Insurance, Online Pet Insurance Quotes, Co-op Insurance

Covers your pet for treatment up to £5,000 per year Pet life insurance.

Injury or illness can’t have been pre-existing

Cover for ongoing conditions such as arthritis and eczema for as long as your pet needs it

This could be for the rest of their life, as long as you renew each year without a break.

How your premium can change

There are a number of factors that impact your premium, such as your pet’s age, increased veterinary costs, advancements in veterinary medicine and any claims you have made.

These mean your premium will increase at each policy renewal and over the lifetime of your policy. There could be a substantial impact on your renewal premium depending on the combination of factors that have to be taken into consideration.

Online life insurance plan

Please also be aware that if you change your address this may affect the price of your policy at your next renewal.

What will my excess be and will my excess change?

Your policy will have fixed excesses that can vary depending on factors such as the type of pet you have and the plan you choose.

To see the excess you would pay it is best to get a quote, but bear in mind this could change at your renewal. Typically a 20% excess (in addition to the fixed excess) is introduced at the renewal following a pet’s 10th birthday or 7th birthday for some breeds of dog.

You will be notified at least a year in advance of any percentage excess being added to your policy.

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.

5 year term insurance

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a Pet Insurance policy with Co-op Insurance or Co-op Insurance Services in the last 12 months.

†There is no cover for illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was ill or injured at any time before your insurance started we will not cover any costs relating to that illness or injury. This is in addition to any specific exclusions on your policy.

Your premium will increase over the lifetime of your policy and terms, conditions and excesses apply and may be varied on renewal. Typically a 20% excess (in addition to the flat excess) is introduced at the pet’s 10th birthday for cats and dogs and 7th birthday for some breeds of dog.

Allianz Insurance Plc (“Allianz”) and Co-op Insurance Services Limited (“Co-op Insurance”) work together to distribute Co-op Pet Insurance, which is provided, underwritten and administered by Allianz. Allianz pays Co-op Insurance a commission for each Co-op Pet Insurance policy that is taken out or renewed. The commission amount is a percentage of each annual premium. Allianz is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Co-op Insurance is not part of the Allianz group.

Family health insurance
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