Funeral insurance. Permanent Life Insurance, Medavie Blue Cross

View plan details

Age range to be eligible for the product is 40 – 85 years. Permanent life insurance.

Total coverage amount up to $35,000.

The contract is in force for life.

Guaranteed level premiums

Premiums remain the same for the duration of the contract. They will not increase.

Qualifying for coverage

To qualify for Easy Access, you'll be asked questions about your medical history to qualify—but there is NO medical exam*. For even better rates, answer six additional medical questions to qualify for Preferred Access.

Coverage amount to your beneficiary doubles should your death be the result of an accident.

Immediate death benefit

No waiting period before the death benefit is payable.

Premiums vary based on how much insurance you want and whether you pay monthly or yearly. Minimum premium amount is $20 per month or $200 per year.

Cash surrender value, should you decide to end your contract, available after 3 years.

Life insurance premium calculator

Plan details

Age range to be eligible for the product is 15 days – 85 years.

Total coverage amount available from $5,000 and up.

The contract is in force for life.

Guaranteed level premiums

Premiums remain the same for the duration of the contract. They will not increase.

Qualifying for coverage

You'll be asked questions about your medical history to qualify—but there is NO medical exam*.

Immediate death benefit

No waiting period before the death benefit is payable.

Premiums vary based on how much insurance you want and whether you pay monthly or yearly. Minimum premium amount is $20 per month or $200 per year (reduced for children).

Cash surrender value, should you decide to end your contract, available after 5 years.

Term 20 life insurance

*Some medical testing may be necessary based on age and face amounts.

Optional riders

Any of the following riders may be added to your Whole Life 100 plan.

Extend coverage to your spouse and children at affordable rates. When children reach age 21, they can convert their coverage to permanent life insurance with Medavie Blue Cross, at up to five times its previous value—no matter what their health.

If, prior to age 60, you become disabled (as defined in the policy) for a period of at least 6 months during the term of the contract, the premiums for your life insurance policy are waived for the duration of your disability.

This option provides an additional payment to your beneficiary should your death be the result of an accident. Provide your beneficiary with up to two times the amount of coverage included under your life insurance policy.

Plan details

Age range to be eligible for the product is 15 days - 70 years

Total coverage amount available is $10,000 and up.

The contract is in force for life.

Guaranteed level premiums

Premiums remain the same for the duration of the contract. They will not increase.

Qualifying for coverage

Whole life insurance calculator

You'll be asked questions about your medical history to qualify—but there is NO medical exam*.

Immediate death benefit

No waiting period before the death benefit is payable.

Premiums vary based on how much insurance you want and whether you pay monthly or yearly. Minimum premium amount is $20 per month or $200 per year.

No cash surrender value should you decide to end your contract.

Optional riders

Any of the following riders may be added to a Century Life plan.

Family term rider Extend coverage to your spouse and children at affordable rates. When children reach age 21, they can convert their coverage to permanent life insurance with Medavie Blue Cross, at up to five times its previous value—no matter what their health.

Waiver of premium If, prior to age 60, you become disabled (as defined in the policy) for a period of at least 6 months during the term of the contract, the premiums for your life insurance policy are waived for the duration of your disability.

Accidental death This option provides an additional payment to your beneficiary should your death be the result of an accident. Provide your beneficiary with up to two times the amount of coverage included under your life insurance policy.