Why have life insurance

6 Reasons Why You Need Life Insurance, Post Office

No one likes to think about a time after they’ve gone, but life insurance could offer reassurance and comfort to you and your loved ones for this situation. For most of us, life is a series of important milestones that may cause us to think about the future. Inevitably, when we think about our life and beyond, we can’t help but think of what may happen to the people we leave behind. It’s possible that your dependents or next of kin may become financially responsible for any of your outstanding debts or expenses like childcare costs, a mortgage or even funeral, medical or care costs. Even if you have been careful with your finances and have no outstanding debts, you may...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: united life insurance, 20 yr term life insurance rates, information insurance life, term life insurance policy quotes, looking for term life insurance, term life insurance vs whole life insurance, term life comparison, american income life insurance company, lowest price term life insurance, company life insurance

Overall rating page: 3.40/5 left 27026 people.

Do You Need Life Insurance?

If you have life insurance through work, great! But the government says just 58% of the civilian workforce takes advantage of employer-sponsored life insurance. And, those policies often don't go very far. So, do you need life insurance? If you have people who depend on you and you have no policy, or you have a policy that wouldn't cover the mortgage or putting your kids through school, then the answer is simple. YES. Now that that's settled, here's a look at the types of life insurance you might want to buy. Term vs. permanent life insurance The two major categories of life insurance are term and permanent. Term life insurance lasts for a certain period of time. The policyholder pays a...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: auto insurance quotes comparison, motor insurance, life insurance annuity, flood insurance, best term insurance, auto owners insurance, term insurance policy, life insurance premium quote, individual life insurance policy, commercial insurance

Why Do I Have to Have Life Insurance as Part of My Denver Divorce?

Why Do I Have to Have Life Insurance as Part of My Denver Divorce? In many Denver area divorces, one party or the other will be required to pay child support or alimony (maintenance). Pursuant to C.R.S. 14-10-115, child support is established solely for the support of children. Under Colorado statute, the duty to pay child support generally runs until the last child turns 19 years of age. Pursuant to C.R.S. 14-10-114, alimony may be awarded for the purposes of providing one spouse or the other with the financial support he or she may need to meet his or her basic, necessary financial obligations, provide financial support while gaining additional job training, or perhaps to provide support...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: lowest price term life insurance, level life insurance policy, life insurance premium calculator, cheapest term life insurance policies, term insurance plans, life insurance terms to know, whole life insurance quotes online free, guaranteed issue life insurance, axa life insurance, level term life assurance

How does life insurance work?, TAL

Firstly, what is life insurance? “Life insurance” is the general term we give to the range of insurance that looks after you if something unexpected happens to your body or mind. They are designed to protect your quality of life and the future you’ve planned for your loved ones. The category of life insurance includes: Life Insurance (sometimes called term life insurance or death cover) Total Permanent Disability Insurance Income Protection Insurance. Note: Most people have only heard of the product “life insurance”, so this has become the accepted term for the category also. Step 1. Which type of insurance do you need? Each insurance protects your life in a...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: term life quote online, vehicle insurance quotes, single premium life insurance, life insurance life insurance, aig life insurance, life insurance policy, quote my life insurance, term life insurance online purchase, compare auto insurance, credit insurance

Why you need life insurance when buying a home - Finance, Advice

It’s said that buying a house is one of the most stressful life events, and if you’ve recently entered the property market, you’re probably vigorously nodding your head. Other than the dodgy seller and the ruthless agent, there’s another potential obstacle to your white-picket-fence of homeowner bliss that’s lurking in the neighbourhood. It may surprise you to learn that, if you have a home loan and something bad happens to you, you could lose your home. If you can no longer afford to make the bond repayments because you get sick, become disabled, or even die, the bank will sell the property, and if that happens, where will your family live? Gretchen Pletschke...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: 30 yr term life insurance, car insurance quotes, pet insurance, life ins rates, al life insurance, best 30 year term life insurance policy, life insurance quick quote, 20 year term life insurance cost, life insurance agencies, term life insurance tables

Why Should I Get Life Insurance? - MoneyWise

What Is Life Insurance? Life insurance is financial coverage that pays a specified amount of money to a chosen beneficiary upon the death of the main policy holder. The face value of the insurance policy is paid by the insurer in exchange for regular payments over the insurance term, referred to as premiums. There is a large variety of life insurance policies on the market to meet a wide range of policy holder needs, and choosing the best coverage for your specific situation depends on several factors including income, dependents, and additional financial priorities. However, life insurance can be divided into two main categories: permanent life insurance and term life insurance. Permanent...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance for children, when to get life insurance, life insurance information, individual life insurance policy, term life insurance estimate, term life comparison, workers compensation insurance, decreasing term life insurance quote, a life insurance policy, life insurance term life

Do I need life insurance?, Voya Financial

Life insurance can provide two types of financial benefits: death benefits for our loved ones and some policies include additional benefits for us while we’re living. Death BenefitsFirst and foremost, life insurance is designed to pay a death benefit to our beneficiaries when we die. It can protect the financial future of those we love and who are dependent on us (our spouses, children and parents). Life insurance can also replace part or all of what we would have earned if we die unexpectedly. Policy death benefits can provide funds to protect our families in ways like these: help pay for food, clothing and other regular living expenses pay off the mortgage on our house and other debts...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: liability insurance, individual insurance, long term disability insurance, team life insurance, all about life insurance, personal life insurance, life insurance premium calculator, aviva life insurance, best life insurance quote websites, low cost term life insurance quotes