What is life insurance all about

Ins and Outs of Graded Benefit Whole Life Insurance - Is it Right Fit?

There are several different types of life insurance policies which are designed to meet the needs of individuals of all ages. You may have heard about graded premium whole life insurance that promises for a low price to guarantee coverage that holds the same premiums into your senior years. But what is GBL insurance and does it work as promised? What is Graded Benefit Whole Life Insurance? It is a permanent life insurance policy as opposed to a term policy that ends after a pre-designated period. What makes this type of life insurance different from standard permanent policies is that it is graded over time so that your premiums will not increase. This means that for the first two years of...

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