Who can get life insurance

Life Insurance for Cancer Patients & Survivors - ValuePenguin

Buying life insurance after a cancer diagnosis will be more difficult and expensive, but you will be able to purchase a policy. However, you need to determine whether that policy's cost and the coverage offered make sense for your financial situation. Current cancer patients will typically only qualify for guaranteed issue policies that offer limited coverage and have restricted payouts for the first few years. Cancer survivors that have been in remission and out of treatment for two to five years are much more likely to qualify for a traditional term or permanent life insurance policy. But rates will still be higher, and there are a few forms of cancer that may preclude you from being...

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Life Insurance Policy Ownership: Things to Know, Quotacy

Who can get life insurance? What does life insurance mean to a policyholder in terms of coverage and responsibilities? When it comes to life insurance, there are three distinct roles related to one policy: When you get life insurance, the policy covers one person’s life, called the insured. The policy owner is the individual who has purchased the coverage on the insured’s life. The beneficiary is the person (or people) who will receive the death benefits (the money that is paid out by the life insurance company) when the insured dies. In this article, Quotacy focuses on the role of the owner of the policy and what it means to get life insurance. Who can get life insurance? Any...

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Can I Get Life Insurance on my Brother or Sister?

In the following article we will address how to get life insurance on your brother or sister. If you simply need a good burial or final expense company then your job will be easier. However, for those looking for the top rated best life insurance companies or top rated no exam life insurance companies, your job might be a little more difficult. Save yourself a lot of time and give us a call today to see just what we can do for you! How to Buy Life Insurance for a Brother or Sister Can I get Life Insurance on Someone Else? The short answer is, yes, you can get life insurance on someone else. However, there are certain guidelines that must be followed. One of the primary factors will be if...

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Life Insurance For People Who Can’t Get Life Insurance -

If you have been going without life insurance because you have a history of health problems that has resulted either in declined applications or policies with premiums that you cannot afford, you may have to expand your search. There are life insurance options available for people with a history of health problems. These may not be perfect solutions to your life insurance needs, but the worst option – particularly if you do have a history of health problems – would be a have no insurance at all. If you’ve been unsuccessful thus far, see if one of these options can work for you. Employer group life insurance coverage It is not at all uncommon for people to hold jobs primarily to obtain...

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Can You Get Life Insurance with HIV?, Trusted Choice

It was once virtually impossible to find insurance coverage for HIV and AIDS patients. However, with new medical advancements and changes in state laws, more and more life insurance options are becoming available for HIV patients. If you have been diagnosed with HIV and you want life insurance to help protect your family financially, researching your insurance options is your best first step. You can find out more about HIV life insurance policies by simply contacting an independent agent in the Trusted Choice® network. These agents have access to policies from many different insurance companies and can research hard-to-find coverage. Contact an agent today to compare HIV life insurance...

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