Cheap term assurance

Personal Assurances

Personal Assurances WHOLE OF LIFE ASSURANCE (Inisiua o le Soifua Atoa) The cheapest form of long-term permanent protection. The sum assured and bonuses are payable at death no matter how soon or late that may occur. Even though cover would continue, premiums can be limited to any age from 50 onwards. Loan and cash surrender values apply. Can be converted to shorter term endowment assurance if circumstances change. Ideal base for first policy giving permanent family protection combined with flexibility for "living needs". ENDOWMENT ASSURANCE (Inisiua Tumau Faavaitaimi) A very popular contract combining protection and savings during selected term. The sum insured and bonuses are payable at...

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Cheapest Term Life Insurance, Bobatoo

Bob says that this is the cheapest type of life insurance. If you are looking for a simple policy, then term life cover might be right for you. In basic terms, you choose how much money you want your family to receive and how long you would like the cover in place. If you pass away during the period of cover, your term life assurance will pay out a cash lump sum to those left behind. Because this type of cover is limited by time, there will be a set date that your insurance expires. For example, in the event of your death, you might want your £100,000 mortgage paid off. If this mortgage has 20 years to run, you could apply for £100,000 of term life insurance cover to last 20 years. Bob says...

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Decreasing Term Assurance - why it s cheaper

Decreasing Term Assurance Mortgage decreasing term assurance and decreasing term life insurance are the same thing. Often referred to as mortgage life insurance, decreasing term insurance is designed to pay off the mortgage should you die within the cover period. It is known as decreasing term assurance because, over time, your outstanding mortgage debt will decrease but your premiums will remain the same. Usually this means that these types of policies are cheaper. Decreasing Term Assurance is ideal for those who need life insurance cover for: Why complete the form? Completing the form means that in a short space of time you can speak to one of our life insurance agents who’ll help...

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