Terms related to life insurance

Terms Conditions of Term Insurance Plans

Terms & Conditions of Term Insurance Plans No matter how much an individual trusts his pilot, he would still want parachutes in his plane, in case of emergencies. While he will hope that he won't need it, nonetheless, we all know that it's wiser to have the parachutes on board. Simply put, it imparts confidence to the passengers that should things go wrong, they are protected. Term insurance plans pretty much works like a parachute for the insured's life. Optimistically, one should never have to claim the same, but if the worst were to happen, at least one’s family will have a financial cushion to protect themselves from the financial consequences of his/her death. Claims in a term...

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Life and protection insurance glossary - Money Advice Service

Life and protection insurance glossary Plenty of terms get thrown around in the world of protection insurance, but what do they all mean? This glossary breaks down the meaning behind some of the most used words in the insurance industry and makes sure you know what you might be signing up to. Beneficiary. If you have life insurance and die unexpectedly, a tax-free lump sum will be paid out to the person of your choice. This person is called a “beneficiary”. In most cases, people pick their partner or children. Critical illness cover. Provides cover if you get a specific type of life changing condition. Death in service benefit. If you are employed, your work contract might include a “death...

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Life Insurance Glossary -

Learning about life insurance can be a daunting task, especially if one doesn’t know the meaning of the specialized words, of which there are many. In this life insurance glossary, we have defined many of these terms used throughout this website and, perhaps in your policy). If, at any time you come across an insurance term in you don’t understand, come back to this glossary and look up the definition. By knowing the definitions of these terms, your study of the subject should be much easier. Accelerated Death Benefit: This benefit is sometimes part of the policy and sometimes added as a rider. When it’s added as a rider, most insurance companies do not charge an additional premium....

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Terms of Use, Jubilee Life

Terms of Use Welcome to www.jubileelife.com. This web site is owned and operated by Jubilee Life Insurance Company Limited (formerly New Jubilee Life Insurance Company Limited). Use of this website is strictly subject to the following terms and conditions. If you do not agree to all these conditions, you must discontinue using this website immediately. By using and accessing the website you indicate your agreement with the terms and conditions. For the purposes of these terms and conditions, “this web site” means www.jubileelife.com All the materials and contents of the web site are protected by the Copyright Law. Jubilee Life Insurance, owns all copyrights unless otherwise stated....

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Insurance Definitions, Dictionary, Glossary and Terms,

A-SHARE VARIABLE ANNUITY A form of variable annuity contract where the contract holder pays sales charges up front rather than eventually having to pay a surrender charge. ACCELERATED DEATH BENEFITS A life insurance policy option that provides policy proceeds to insured individuals over their lifetimes, in the event of a terminal illness. This is in lieu of a traditional policy that pays beneficiaries after the insuredís death. Such benefits kick in if the insured becomes terminally ill, needs extreme medical intervention, or must reside in a nursing home. The payments made while the insured is living are deducted from any death benefits paid to beneficiaries. ACCIDENT AND HEALTH...

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Glossary of Insurance Terms, Donegal Insurance Group

The information presented on this Glossary is not an insurance policy, declarations page or endorsement. This information is provided for general informational purposes only and does not alter or replace any insurance policy issued by us. Additionally, this information is not intended to fully set out your or our rights and obligations under any insurance policy issued by us. If you are one of our policyholders, you acknowledge your understanding that you must refer to the language of your insurance policy for the applicable agreements, terms, exclusions and conditions of coverage. ACCIDENT AND HEALTH INSURANCE: Coverage for accidental injury, accidental death, and related health expenses....

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Insurance Terms, Shortland, Steadfast, Insurance, Business Insurance, Personal Insurance, Shortland

Insurance Terms Your insurance policies include many terms which are peculiar to insurance and whilst your Client Manager is always available to explain the meanings, those in common use are briefly explained below: ADJUSTMENT PREMIUM: The premium determined after expiration of the policy on the declaration of details such as wages, stock values etc, or the loss experience under the policy. The original premium charged on such policies may be referred to as the deposit premium, the base AGGREGATE LIMIT: Usually the total amount of money an insurance company will pay under a Liability policy for all claims which arise during the period of insurance. ANNUAL PREMIUM: The amount of premium...

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Managing Your Life Insurance Policy: Understanding Key Terms - NerdWallet

When you’re buying life insurance, understanding key terms is crucial to making the best choice. Here are some terms that will come up as you’re purchasing and, then later, managing your policy. Beneficiary Your beneficiary is the person who will receive your policy’s death benefit. While you probably designated a beneficiary, or beneficiaries, when you bought your policy, you may need to revisit the selection over the years. For example, if you divorce, or if one of your beneficiaries dies, you may need to designate a new one. You can also specify percentages of the payout for each primary beneficiary (for example, 70% for one and 30% for another) or choose contingent beneficiaries...

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Insurance Terms Glossary, Curneal and Hignite

ABSOLUTE ASSIGNMENT An irrevocable transfer of complete ownership of a life insurance policy or an annuity from one party to another. Contrast with collateral assignment. ACCELERATED DEATH BENEFITS A life insurance policy option that provides policy proceeds to insured individuals over their lifetimes, in the event of a terminal illness. This is in lieu of a traditional policy that pays beneficiaries after the insured’s death. Such benefits kick in if the insured becomes terminally ill, needs extreme medical intervention, or must reside in a nursing home. The payments made while the insured is living are deducted from any death benefits paid to beneficiaries. ACCIDENT AND HEALTH INSURANCE...

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Terms of Use, Bajaj Allianz Life Insurance

By accessing this website (the "Bajaj Allianz Website") and using its content, you acknowledge and you agree that you have read and understood the following terms of use and you agree to be bound by them. Do not use the Bajaj Allianz Website, if you do not agree with these terms of use. As used below, the terms "we", "us" and "our" refer to Bajaj Allianz and the Allianz subsidiaries ("Bajaj Allianz, Bajaj Auto and other Group Companies"). The content is available for informational purposes only. The posting of content and access to this website does not render, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services...

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