Terms related to life insurance

Life Insurance Glossary -

Learning about life insurance can be a daunting task, especially if one doesn’t know the meaning of the specialized words, of which there are many. In this life insurance glossary, we have defined many of these terms used throughout this website and, perhaps in your policy). If, at any time you come across an insurance term in you don’t understand, come back to this glossary and look up the definition. By knowing the definitions of these terms, your study of the subject should be much easier. Accelerated Death Benefit: This benefit is sometimes part of the policy and sometimes added as a rider. When it’s added as a rider, most insurance companies do not charge an additional premium....

Continue reading...

rates-life-insurance.com

Posted by at

Tags: reasonable life insurance rates, 10 year level term life insurance rates, life cover quotes online, how can i get life insurance, mortgage life insurance quotes, compare life insurance policies online, term assurance, best term life, protective life insurance company, life insurance needs

Overall rating page: 4.61/5 left 21446 people.

Terms of Use, Jubilee Life

Terms of Use Welcome to www.jubileelife.com. This web site is owned and operated by Jubilee Life Insurance Company Limited (formerly New Jubilee Life Insurance Company Limited). Use of this website is strictly subject to the following terms and conditions. If you do not agree to all these conditions, you must discontinue using this website immediately. By using and accessing the website you indicate your agreement with the terms and conditions. For the purposes of these terms and conditions, “this web site” means www.jubileelife.com All the materials and contents of the web site are protected by the Copyright Law. Jubilee Life Insurance, owns all copyrights unless otherwise stated....

Continue reading...

rates-life-insurance.com

Posted by at

Tags: humana health insurance, fixed term life insurance quotes, second to die life insurance, term life insurance for young adults, level benefit term life, is term life insurance recommended, purchase life insurance online, compare auto insurance, homeowners insurance, life cover insurance quotes

Insurance Definitions, Dictionary, Glossary and Terms,

A-SHARE VARIABLE ANNUITY A form of variable annuity contract where the contract holder pays sales charges up front rather than eventually having to pay a surrender charge. ACCELERATED DEATH BENEFITS A life insurance policy option that provides policy proceeds to insured individuals over their lifetimes, in the event of a terminal illness. This is in lieu of a traditional policy that pays beneficiaries after the insuredís death. Such benefits kick in if the insured becomes terminally ill, needs extreme medical intervention, or must reside in a nursing home. The payments made while the insured is living are deducted from any death benefits paid to beneficiaries. ACCIDENT AND HEALTH...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: affordable whole life insurance, life help insurance, online life insurance policy purchase, standard life insurance company, return of premium life insurance, term life insurance quotation, cheap life insurance quotes, guaranteed level term life insurance, how can i get life insurance, good life insurance policy

Glossary of Insurance Terms, Donegal Insurance Group

The information presented on this Glossary is not an insurance policy, declarations page or endorsement. This information is provided for general informational purposes only and does not alter or replace any insurance policy issued by us. Additionally, this information is not intended to fully set out your or our rights and obligations under any insurance policy issued by us. If you are one of our policyholders, you acknowledge your understanding that you must refer to the language of your insurance policy for the applicable agreements, terms, exclusions and conditions of coverage. ACCIDENT AND HEALTH INSURANCE: Coverage for accidental injury, accidental death, and related health expenses....

Continue reading...

rates-life-insurance.com

Posted by at

Tags: buy life insurance policy, find life insurance, 5 year level term life insurance, life insurance online apply, 5 year term life insurance quotes, life insurance rate quotes, term insurance rates comparison, home and auto insurance, home insurance, insurance agents

Insurance Terms, Shortland, Steadfast, Insurance, Business Insurance, Personal Insurance, Shortland

Insurance Terms Your insurance policies include many terms which are peculiar to insurance and whilst your Client Manager is always available to explain the meanings, those in common use are briefly explained below: ADJUSTMENT PREMIUM: The premium determined after expiration of the policy on the declaration of details such as wages, stock values etc, or the loss experience under the policy. The original premium charged on such policies may be referred to as the deposit premium, the base AGGREGATE LIMIT: Usually the total amount of money an insurance company will pay under a Liability policy for all claims which arise during the period of insurance. ANNUAL PREMIUM: The amount of premium...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: best life insurance quote websites, buy insurance, direct car insurance, non term life insurance, automobile insurance quotes, insurance coverage, term assurance policy, malpractice insurance, house insurance, term life insurance rates

Managing Your Life Insurance Policy: Understanding Key Terms - NerdWallet

When you’re buying life insurance, understanding key terms is crucial to making the best choice. Here are some terms that will come up as you’re purchasing and, then later, managing your policy. Beneficiary Your beneficiary is the person who will receive your policy’s death benefit. While you probably designated a beneficiary, or beneficiaries, when you bought your policy, you may need to revisit the selection over the years. For example, if you divorce, or if one of your beneficiaries dies, you may need to designate a new one. You can also specify percentages of the payout for each primary beneficiary (for example, 70% for one and 30% for another) or choose contingent beneficiaries...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: level term insurance rates, online life insurance policy, family life insurance quotes online, a plan life insurance, safe auto insurance, term life insurance ratings, term life insurance explanation, 30 year term life insurance quote, buy term life insurance online, where do i get life insurance

Insurance Terms Glossary, Curneal and Hignite

ABSOLUTE ASSIGNMENT An irrevocable transfer of complete ownership of a life insurance policy or an annuity from one party to another. Contrast with collateral assignment. ACCELERATED DEATH BENEFITS A life insurance policy option that provides policy proceeds to insured individuals over their lifetimes, in the event of a terminal illness. This is in lieu of a traditional policy that pays beneficiaries after the insured’s death. Such benefits kick in if the insured becomes terminally ill, needs extreme medical intervention, or must reside in a nursing home. The payments made while the insured is living are deducted from any death benefits paid to beneficiaries. ACCIDENT AND HEALTH INSURANCE...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: details of life insurance policy, standard life insurance company, insurance coverage, best life insurance companies, life insurance through company, insurance term life insurance, life quotes, online life insurance plan, term and whole life insurance, policy quotes

Terms of Use, Bajaj Allianz Life Insurance

By accessing this website (the "Bajaj Allianz Website") and using its content, you acknowledge and you agree that you have read and understood the following terms of use and you agree to be bound by them. Do not use the Bajaj Allianz Website, if you do not agree with these terms of use. As used below, the terms "we", "us" and "our" refer to Bajaj Allianz and the Allianz subsidiaries ("Bajaj Allianz, Bajaj Auto and other Group Companies"). The content is available for informational purposes only. The posting of content and access to this website does not render, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: whole life insurance premiums, benefits of term insurance policy, life insurance policy, life insurance for family of 5, standard life insurance company, term life prices, purchase life insurance, compare life assurance, life insurance from, best online life insurance

Life Insurance Terms, Miller & Miller Insurance

Life Insurance Terms A life insurance rider that allows for the early payment of some portion of the policy's face amount should the insured suffer from a terminal illness or injury. Insurance providing payment if the insured's death results from an accident or if the insured accidentally severs a limb above the wrist or ankle joints or totally and irreversibly loses his or her eyesight. A life insurance policy rider providing for payment of an additional benefit related to the face amount of the base policy when death occurs by accidental means. A form of renewable term insurance that provides coverage for one year and allows the policy owner to renew his or her coverage each year,...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: term life insurance for couples, life insurance australia, reliance life insurance, about life insurance policy, find life insurance policy, whole life coverage, term life insurance online purchase, ins life, buy life insurance policy, life insurance why get it

Glossary of Insurance Terms - A C Insurance

ACCIDENT: An event causing loss, which occurs without being expected or designed,usually specific in time and place. ACCELERATED DEATH BENEFITS: A provision that will pay all or part of the policy death benefits while the policyholder is still alive. Conditions include proof that the policyholder is terminally ill with a life expectancy of less than 12 months, has a specified life-threatening disease or is in a long-term care facility such as a nursing home. By accepting an accelerated benefit payment, a person could be ruled ineligible for Medicaid or other government benefits. The proceeds may also be taxable. ACCIDENTAL DEATH BENEFIT: Provision for payment of an additional amount–...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance quotes and sayings, life assurance quote, auto insurance policy, mega life and health insurance, individual term life insurance, car insurance online, how to get life insurance, guardian life insurance, best level term life insurance, direct insurance