Terms related to life insurance

Refundable Critical Illness Life Insurance Plan - Hang Seng Bank

The Refundable Critical Illness Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited, which is authorised and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance Company Limited and the product is a product of Hang Seng Insurance Company Limited, not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial...

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Insurance Domain Knowledge: Basics of Insurance Domain for Testers

Insurance Domain Knowledge for testers: We live in an unstable world and the catastrophic events like the Tsunami Disaster, earthquake, flood, volcanic eruptions etc., remind us that anything may happen anytime. And the compensation against such loses is a remarkable one. Thus Insurance is the sole factor that supports human beings under such losses. This tutorial will explain you all the basic facts that you need to know about the Insurance domain. I hope that everyone is aware of the term “Insurance” and each one of you would have mostly covered your life, property or any other entity using different “Insurance policies”. The insurance industry is a vast one and there are several types of...

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Tata AIA Life Insurance Company: Best Life Insurance Plans in India

Terms of Use By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound. Disclaimers TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND TATA AIA LIFE INSURANCE COMPANY LTD., AND ITS SUBSIDIARIES AND...

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Terms Conditions – Edelweiss Tokio Life Insurance

By visiting our site (“Website”) you (“you” refers to the user or viewer of the Website) are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. By using this Website or any utility in this website directly or indirectly you abide by all terms and conditions mentioned herein and that you accept any new or modified terms and conditions that we come up with. If you do not agree to any of the terms mentioned herein, you should exit the site immediately. Registration / Enrolment and Termination By registering for this facility you understand that Edelweiss Tokio Life Insurance Company Limited and its group companies, directors,...

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Terms Conditions of Term Insurance Plans

Terms & Conditions of Term Insurance Plans No matter how much an individual trusts his pilot, he would still want parachutes in his plane, in case of emergencies. While he will hope that he won't need it, nonetheless, we all know that it's wiser to have the parachutes on board. Simply put, it imparts confidence to the passengers that should things go wrong, they are protected. Term insurance plans pretty much works like a parachute for the insured's life. Optimistically, one should never have to claim the same, but if the worst were to happen, at least one’s family will have a financial cushion to protect themselves from the financial consequences of his/her death. Claims in a term...

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Life and protection insurance glossary - Money Advice Service

Life and protection insurance glossary Plenty of terms get thrown around in the world of protection insurance, but what do they all mean? This glossary breaks down the meaning behind some of the most used words in the insurance industry and makes sure you know what you might be signing up to. Beneficiary. If you have life insurance and die unexpectedly, a tax-free lump sum will be paid out to the person of your choice. This person is called a “beneficiary”. In most cases, people pick their partner or children. Critical illness cover. Provides cover if you get a specific type of life changing condition. Death in service benefit. If you are employed, your work contract might include a “death...

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Life Insurance Glossary -

Learning about life insurance can be a daunting task, especially if one doesn’t know the meaning of the specialized words, of which there are many. In this life insurance glossary, we have defined many of these terms used throughout this website and, perhaps in your policy). If, at any time you come across an insurance term in you don’t understand, come back to this glossary and look up the definition. By knowing the definitions of these terms, your study of the subject should be much easier. Accelerated Death Benefit: This benefit is sometimes part of the policy and sometimes added as a rider. When it’s added as a rider, most insurance companies do not charge an additional premium....

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Terms of Use, Jubilee Life

Terms of Use Welcome to www.jubileelife.com. This web site is owned and operated by Jubilee Life Insurance Company Limited (formerly New Jubilee Life Insurance Company Limited). Use of this website is strictly subject to the following terms and conditions. If you do not agree to all these conditions, you must discontinue using this website immediately. By using and accessing the website you indicate your agreement with the terms and conditions. For the purposes of these terms and conditions, “this web site” means www.jubileelife.com All the materials and contents of the web site are protected by the Copyright Law. Jubilee Life Insurance, owns all copyrights unless otherwise stated....

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Insurance Definitions, Dictionary, Glossary and Terms,

A-SHARE VARIABLE ANNUITY A form of variable annuity contract where the contract holder pays sales charges up front rather than eventually having to pay a surrender charge. ACCELERATED DEATH BENEFITS A life insurance policy option that provides policy proceeds to insured individuals over their lifetimes, in the event of a terminal illness. This is in lieu of a traditional policy that pays beneficiaries after the insuredís death. Such benefits kick in if the insured becomes terminally ill, needs extreme medical intervention, or must reside in a nursing home. The payments made while the insured is living are deducted from any death benefits paid to beneficiaries. ACCIDENT AND HEALTH...

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Glossary of Insurance Terms, Donegal Insurance Group

The information presented on this Glossary is not an insurance policy, declarations page or endorsement. This information is provided for general informational purposes only and does not alter or replace any insurance policy issued by us. Additionally, this information is not intended to fully set out your or our rights and obligations under any insurance policy issued by us. If you are one of our policyholders, you acknowledge your understanding that you must refer to the language of your insurance policy for the applicable agreements, terms, exclusions and conditions of coverage. ACCIDENT AND HEALTH INSURANCE: Coverage for accidental injury, accidental death, and related health expenses....

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