Level term life insurance policy

When To Terminate A Term Life Policy,

Some people seem to think of term life insurance as a kind of a marriage, holding on to the policy in sickness and in health, till death do they part. But financial advisers say that at some point, life circumstances may change so that it makes sense to split with the policy. “Once you are out of debt with your house paid for, your kids grown and you have been investing in mutual funds and toward retirement for the past 20 years, you will be self-insured,” says financial author and radio host Dave Ramsey. By terminating term life coverage, you save extra money each month that can be used to help build your nest egg. “If it has already served its purpose and is no longer needed, then there’s...

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