30 yr term life insurance rates

For a 30-year term life insurance, is it better to go with a policy that doesn t involve a medical exam? - Quora

What Is No Medical Exam Life Insurance? No medical exam policies are exactly what their name implies: they don’t require you to take a medical exam like traditional life insurance policies do. But, they provide the same guaranteed coverage as those that do require a medical exam. However, no medical or simplified issue policies are typically limited to lower coverage amounts. These policies are typically still fully underwritten with a complete medical questionnaire. Your background review could include the following: Pharmacy report, which lists all medications you’ve been prescribed over the last 5–10 years Motor Vehicle Department report Medical Insurance Bureau report (to see if you’ve...

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