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Return-of-Premium Term Life Insurance

Return-of-Premium Term Life Insurance Term life insurance tips usually include information about a return-of-premium policy. Comparing a standard term policy to a return of premium policy is one way to ensure that the best possible term policy is in force. One advantage of a standard term life insurance policy is that it is cost effective. A disadvantage is that it does not build cash value or return any part of the premium paid. A policy owner could pay the premiums monthly for 10 or more years and, if alive when the term ends, feel as though the money has not been spent wisely. For those who feel they might outlive the term, a term life insurance tip is to purchase a return-of-premium...

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