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Insurance - CommBank

Home insurance and car insurance are issued by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). Home Loan Protection is issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA). Simple Life is also issued by CMLA except the Bill Protection component, which is issued by CIL. CIL and CMLA are wholly owned but non-guaranteed subsidiaries of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommInsure is a registered business name of CIL and CMLA. This information has been prepared without considering your objectives, financial situation or needs. Before acting on this, please consider its appropriateness to your...

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Insurance for your small business - Canada Business Network

Insurance for your small business The right type of business insurance can provide peace of mind in both your personal and business life. Why do I need business insurance? Your business may have many assets: vehicles, office space and equipment, inventory, an indispensable employee or partner and, most importantly, yourself. To protect these assets and to protect your business from potential risks, you should consider getting insurance. All businesses take some risks, but taking too many risks or failing to protect yourself does not make good business sense. Could your business survive if one of the partners dies or becomes disabled? Would you have sufficient cash on hand to deal with any...

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How to Get Engagement Ring Insurance: 9 Things You Need to Know, Brides

From the moment you say "Yes!" chances are you'll be rocking a shiny new addition on your left hand. While it may be the last thing on your mind during such a happy time, with great rings come great responsibilities—including engagement ring insurance. What happens if you lose your ring? If someone steals it? If it gets damaged? You don't want to lose that beloved rock! Whether you've left your engagement ring accidentally behind on the beach, lost a stone at the gym, or had your ring stolen, ring insurance can offer financial protection and peace of mind when you need it most. While anything happening to your engagement or wedding ring is heartbreaking, knowing it's...

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Should you insure that trip or TV? Here's what an economist would do

You can buy insurance for practically anything these days. Planning a vacation to France? Your airline, travel agent or even hotel will likely offer trip insurance in case you need to change your dates or cancel. Going to the casino? You can insure your blackjack hand in case it’s not your lucky day. Recently, I was even asked if I wanted to pay US$20 to insure a pair of $80 ice skates beyond the three-month warranty or $12 to protect a $40 television cable for a “lifetime” of protection – a quarter of each product’s price in exchange for extra “peace of mind.” But is it really worth paying the extra money? Here’s how an economist like me would answer that question. Who’s afraid of a little...

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