Reasonable life insurance rates

Why term life insurance makes sense for most people

Why term life insurance makes sense for most people Term life insurance is designed to support your dependents if you die prematurely. In other words, if you die within the term specified on your policy (usually 10, 20, or 30 years), your insurance company will pay your beneficiaries a certain amount of money, which is known as your death benefit. (“Benefit” is an unfortunate choice of words — we know.) On the other hand, if you don’t die before the term expires, your beneficiaries won’t receive any money. You also won’t get any of your premiums, the money you paid toward your policy, back. So yes, if you want your insurance company to pay out, you have to die during the term of your policy...

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Life Insurance

Following the Link below to run a term quote with Ameritas Life. Affordable and flexible protection Term life insurance is an economical way to provide protection for those you care about the most. You choose how much protection you want to provide and how long you want it to last. Generally, term insurance provides a higher benefit at a lower cost than permanent life insurance because protection is provided for a limited period and the policy does not grow in value. It is a cost-effective way to cover a shorter-term need. You can get an idea of the cost of a policy by using our quick and easy premium calculator. Your premiums remain level for the term you select and your death benefit is...

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