Life insurance sales

Universal Life Insurance Sales Shrink, Life Insurance Canada

Universal Life Insurance Sales Shrink Universal Life is losing Historically low interest rates have caused many insurance companies to either raise the premiums on their universal life insurance policies or remove them from their product lineup all together. Well, these moves have consequences. And in a lot of ways, those consequences have now come home to roost, as universal life as a product category lags behind whole life insurance in terms of market share. “Most of the shift in Canadian individual life sales has been a UL shift to whole life in terms of permanent products market shares,” LIMRA’s individual life insurance survey coordinator Karen Terry told The Insurance and Investment...

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Trey Reynolds joins AXA to lead US Life Insurance Sales

Media Contacts: NEW YORK – AXA US, a leading financial protection company, announced today that Trey Reynolds, a 30-year insurance industry veteran, has joined the company as the Head of Life Distribution for AXA in the US. This new position will give emphasis to sales in the independent channel, which includes third-party organizations, such as broker general agents, wire houses, banks and other non-proprietary organizations. Reynolds will report to Ron Herrmann, Head of the Life business for AXA. “Trey brings a depth of experience in working with brokerage life insurance, as well as with some of the insurance industry’s strongest third-party distributors,” said...

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Insurance Sales Agent at Reliable Life Insurance in Paris, TX, USA

Reliable Life Insurance Insurance Sales Agent Closed for new Applications Employment type Full-Time Pay Commission Based/year Role: Insurance Sales Agent Employment Type: Full Time Pay: Commission Based – We pay for performance! Successful first year agents average pay of nearly $38K in their first year with second year pay growing to an average of nearly $47K. Top agents earn over $53K in their first year with that growing to over $68K in their second year. Benefits: Group Life Insurance, Major Medical & Dental, Short-term & Long-term disability, Retirement Plan, 401(k), Paid Vacation, Educational Reimbursement. Superior performance is recognized through numerous awards,...

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5 Obstacles to Life Insurance Sales How to Avoid Them

Lushin Author | Tue, Jan 28, 2014 5 Obstacles to Life Insurance Sales & How to Avoid Them Are your agents consistently getting in front of enough new life insurance prospects? Are they converting those meetings into applications consistently? How many of them are able to regularly get referrals from their clients? If your sales team is failing to do these things, it might be because they aren’t talking to prospects and clients in the right way. It could be because rather than working to build trust and work with clients as a partner, they’re just trying to sell as much as they can. They may not be asking the tough, and maybe uncomfortable, questions to qualify their prospects so they...

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Individual Life Insurance, Sales Illustrations and Insurer Restrictions on Agents, Department of Financial Services

The Office of General Counsel issued the following opinion on August 29, 2007 representing the position of the New York State Insurance Department. RE: Individual Life Insurance, Sales Illustrations and Insurer Restrictions on Agents Questions Presented: 1. Do the illustrations currently used by life insurers adequately inform prospective insureds of the cost of individual insurance policies? 2. May a life insurer restrict the activities of its agents without amending the contract by which it appointed the agent as its representative? Conclusions: 1. Yes, in the Insurance Department’s estimation, the illustrations as required by N. Y. Ins. Law § 3209 (McKinney 2006) and detailed in N.Y....

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Insurance Sales Agent at Reliable Life Insurance in 340 North Sam Houston Pkwy E, Houston, TX 77060, USA

Reliable Life Insurance Insurance Sales Agent Closed for new Applications Location 340 North Sam Houston Pkwy E, Houston, TX 77060, USA Employment type Full-Time Pay Commission Based/year Role: Insurance Sales Agent Employment Type: Full Time Pay: Commission Based – We pay for performance! Successful first year agents average pay of nearly $38K in their first year with second year pay growing to an average of nearly $47K. Top agents earn over $53K in their first year with that growing to over $68K in their second year. Benefits: Group Life Insurance, Major Medical & Dental, Short-term & Long-term disability, Retirement Plan, 401(k), Paid Vacation, Educational Reimbursement....

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Increase Life Insurance Sales By Learning To Help Your Prospects!

How To Quickly Increase Your Life Insurance Sales! Would you like to learn about the most effective insurance marketing techniques and insurance sales strategies you need… So, you can quickly increase your life insurance sales? What if you had access to a life insurance marketing and sales training program, highly recommended by over 40 industry experts in this industry ? Then please read on… Because everyday we get calls from established advisors (4 or more years in the business). These advisors were successful selling life insurance, but now they’re in a sales slump! They were buying life insurance leads, or their agency was supplying them with leads! However, those leads...

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How to turn your Term Life Insurance Sales into Permanent UL Sales

Have you ever thought of being the beneficiary to your own life insurance policy? Do you want life insurance you don’t have to die to use? Most people see life insurance benefiting their spouse and children, not themselves. American General’s Asset Protector provides: optionality with a death benefit, an affordable long-term care solution, and a lifestyle income solution/retirement income feature. How to Turn Illiquid Death Benefits into a Liquid Pool of Money We’d like to describe how American General is revolutionizing the way life insurance is bought and sold by showing how you can turn illiquid death benefits into a liquid pool of money your clients can use to...

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U.S. Department of Labor - Wage and Hour Division (WHD) - Opinion Letters - Fair Labor Standards Act

Wage and Hour Division (WHD) Opinion Letters - Fair Labor Standards Act This is in response to your request for an opinion regarding whether certain insurance agents qualify for either the outside sales or administrative exemptions under 29 U.S.C.? 213(a)(1). ? Based on the information provided, it is our opinion that, depending on the duties actually performed, an insurance agent may qualify for either the outside sales or administrative exemption. Your organization is a trade association representing life insurance companies.? You emphasized in your request that, despite being called?insurance agents? regardless of the duties being performed, the insurance agents in question fall under...

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Lanning Financial Inc. Life Insurance Sales Booming

Life Insurance Sales Booming Investment News (which is sort of like People magazine for investment folks) in its April 20, 2010 issue reports that life insurance sales are booming in the first quarter of this year. This is not a surprise. I’ve been touting its benefits for years. The problem is that people often think of life insurance as another one of those things that you have to buy when you become a grown up, get married and have children. It is yet another annual expense that seemingly has no value at all unless one dies. Then to add insult to injury, the dead person doesn’t even get to use the death benefit proceeds. It’s no wonder that people joke that life insurance is...

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