What is life assurance

Life Assurance Mortgage Protection

Why Life Assurance? Your mortgage is the biggest financial commitment that your family will ever have. If the unthinkable were to happen to you, how would they cope with a large debt and a reduced income? Not a nice thought, we're sure you'll agree. stress the vital importance of having life assurance to protect your mortgage. For a relatively small monthly premium your dependants won't have to worry about paying the mortgage, or even worse, losing the house at such a difficult time - giving you complete peace of mind. We have teamed up with dedicated Independent Financial Advisers who can offer you advice and guidance on the various polices available to suit your needs. They also search...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: reassure america life insurance, fixed term life insurance, online insurance, family life insurance policy, benefits of term life insurance policy, homeowners insurance coverage, cash value life insurance, premium term life insurance quote, compare cheap life insurance quotes, 20 year term insurance rates

Overall rating page: 3.4/5 left 25389 people.

2 Alternatives To Over 60s Life Assurance

I’m not going to lie to you: if you’re in your sixties and you haven’t got Life Insurance sorted, you’re probably gonna be in a bit of a pickle. It could be that you never really thought about it and now it’s occurred to you that you should probably get it sorted. Or it could be that you had another policy that you cancelled because it was too expensive (#thoughtsandprayers) Maybe your policy ran out and it didn’t have a conversion option to renew it without having to hand over medical information (shame on whoever sold you that pup) Today, you’re likely a couple of decades older than you were when you took out your first policy and it’s also likely that your clean bill of health isn’t...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: vehicle insurance quotes, mortgage life insurance quotes, premium term life insurance quote, lowest life insurance rates, key man life insurance, national life insurance, term life insurance policy, mega life and health insurance company, 10 year level term life insurance rates, 20 year term life insurance policy

Enness Insurance - Difference Between Life Insurance Life Assurance?

The terms life insurance and life assurance are often used interchangeably, but this is technically incorrect—and the distinction is an important one. Your needs will be dependent on your situation; check out our quick guide to the difference between life insurance and life assurance to find out more. What is life insurance? Life insurance provides you with cover for a specific period of time. This period is known as the policy’s ‘term’. For example, a 30-year-old with two children may take out a life insurance policy for 25 years, to protect their children in the event of the policy holders’ death. At the end of the 25 year term, the children will be adults and less likely to be...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: american general life insurance, life insurance policy, life insurance leads, what is individual life insurance, life insurance offers, term insurance comparison, compare life insurance policies online, level life insurance quotes, what's a life insurance policy, term life quotes comparison

· Life Assurance, Insurance, Critical Illness, Family Protection, Life Cover, Accident, Family, Mortgage Cover and more, Armagh, Portadown, Dungannon, Newry

Life Insurance Life Insurance is one of the most important things you can do to take care of your family and loved ones. If you die without life Insurance your home could be repossessed and your family could suffer serious financial hardship. Life Insurance can be set up in many different ways and it’s important to get the right advice for your needs and circumstances. Beware of cheap life cover and price comparison websites, unless you have independent financial advice you could end up with the wrong type of cover, not enough cover and could also be paying too much. It is important to put your life cover into trust, this means that the benefits of your policy are given to specific...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance questions, auto insurance companies, 5 year term life insurance quotes, homeowners insurance quote, car insurance agencies, long term care insurance, aetna life insurance company, life insurance products, property insurance, health insurance quotes online

Introduction to Life Assurance - Mortgage Adviser and Insurance Broker offering Life Assurance, Protection and Mortgage Advice in Alsager - Natural Mortgage Solutions

What Is Life Assurance Life Assurance is designed to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. It can provide the reassurance of financial protection for you and your family. A Life Assurance policy pays out a sum of money when the person who is covered by the plan (the assured) dies. This money can be used to pay off any outstanding debts, to cover funeral costs and support the assured's dependants financially by providing them with a further lump sum or a regular income if you die. The type of Life Assurance and the amount of cover that will be suitable...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: car insurance uk, hmo, term policy quote, critical illness cover, cheap insurance life term, term life insurance for seniors, cheap life insurance online quote, what is individual life insurance, life insurance ratings, apply for life insurance online

Introduction to Life Assurance - Mortgage Adviser and Insurance Broker offering Life Assurance, Protection and Mortgage Advice in Atherton - Chartwell Mortgage Services

Introduction to Life Assurance What Is Life Assurance The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. It can provide the reassurance of financial protection for you, your family and your business associates. A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die. Even if there are no dependants who may be...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: benefits of term life insurance, li insurance, critical life insurance, company insurance, aetna health insurance, discount life insurance, aal life insurance, life insurance life insurance, term life rates, 1 year term insurance

What is whole life assurance? - SilverBridge Holdings

What is whole life assurance? The premiums are fixed, based on the age of the assured when the policy commences. A whole life policy usually doesn’t increase with age. The life assured usually pays premiums in regular instalments throughout his/her lifetime, except for limited pay policies which may be paid-up in 10 or 20 years or at age 65. The sum assured is then payable on the death of the assured. Whole life insurance belongs to the cash value category of life insurance, which also includes universal life, variable life and endowment policies. The main purpose of a whole life policy is providing financial protection for dependants and to ensure that the assured’s debts can be paid. The...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: state auto insurance, why buy whole life insurance, cheap medical insurance, life the life, hmo insurance, condo insurance, term life insurance terms, life insurance deals, how does life insurance work, non term life insurance

Protecting your family with life assurance -

Protecting your family with life assurance The variety of insurance products available has increased considerably in recent years with the result that prices have become very competitive. Hence it is advisable to shop around for life cover and to review your existing policies on a regular basis. How much cover do you need? The amount of cover needed will vary greatly from person to person depending on individual circumstances. If the purpose of the policy is to protect borrowings, the sum assured (the amount you are covered for) will need to at least equal the loan amount. If the policy is being effected to provide for dependants, a general rule of thumb used could be 10 times the size of...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: family term life insurance, define term life insurance, state farm insurance, where to get life insurance, state farm life insurance, term vs whole life insurance, cheap life assurance quotes, american income life insurance company, level life insurance quotes, home owners insurance quote

Most employers offer life assurance as a benefit but employees are unaware they do

Most employers offer life assurance as a benefit but employees are unaware they do Nine out of 10 businesses offer life assurance as part of their benefits package, yet more than half of workers are unaware they receive it as an employee benefit, according to research by Aon Consulting. In August 2008, HR magazine reported three quarters (77%) of employees claim they do not receive employer-provided life insurance although 40% of staff in the UK were in receipt of this benefit - but the latest statistics from Aon prove the problem is growing. Aon's research found that 95% of companies offer some level of group life assurance to their employees. Of this 95%, 69% of companies offer cover to...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: aal life insurance, whole life insurance cost, fixed term life assurance, life insurance what is it, comprehensive insurance, whole life insurance quotes online, fixed term insurance policy, burial insurance, good term life insurance, all of life insurance

Life assurance - Bregmans

Paying to protect yourself against possible risks Life assurance is one of the few ways by which you can invest money in relatively small amounts to protect yourself against the three main perils of life – dying too soon, disability or living too long. With many policies specifically geared to counteract inflation, assurance is one way that you can create a substantial instant estate. Remember, however, that although there is no limit to the amount of assurance that you may take out on your own life, cover running into millions of rands may often entail exhaustive financial inquiries to preclude the possibility of fraud. Life assurance is carefully protected by the state to ensure...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: insurance, family life insurance, principal life insurance, term life, life insurance claim, burial insurance, full life insurance, cheap insurance quotes, cheap whole life insurance, 10 year term insurance