Term life comparison

Comparing the Cost of Permanent & Term Life Insurance, Life Happens

This section provides annual insurance premiums for men and women at different ages. These are averages based on premium information provided to LIFE by several major insurance carriers. All companies were asked to provide their “preferred” rates for healthy, non-smokers. For this comparison, we chose to show premiums for 20-year Term Life Insurance, the most common type of term insurance, and Whole Life Insurance, the most common type of permanent insurance. Whole Life policies provide a guaranteed amount of death benefit (in this case $250,000) and a guaranteed rate of return on your cash values. Guaranteed Cash Values for a $250,000 Life Policy Purchased At Age 25 by a...

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