Life assurance products

Whole of Life Assurance - Case Study

The evolution of whole of life assurance products since their heyday in the mid-90s is presenting financial advisers with new opportunities to grow their protection book and add value to their businesses. In past years unit linked (or flexible) whole of life was the most popular form of whole of life assurance. More recently there has been a move away from investment linked plans towards more traditional non-profit propositions. To address this, a number of providers have reinvented their whole of life plans as protection-only products. The protection gap is well documented and advisers with full financial planning permissions, as well as those not registered to give investment advice, have...

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Enterprise Life Assurance Company Limited (ELAC) - Ghana Investment Promotion Centre (GIPC)

Enterprise Life Assurance Company Limited (ELAC) Introduction Enterprise Life Assurance Company Limited (ELAC) was incorporated in the year 2000 with the initial shareholders as Enterprise Insurance Company, a listed general insurance company in Ghana, African Life (now Sanlam Sky) a South African Life Insurance Company and the International Finance Corporation, the commercial wing of the World Bank. Our current shareholding comprises of Enterprise Group Limited (51%) and Sanlam (49%). Nature of Business ELAC operates as a specialist Life Insurance Company. ELAC provides Life Assurance products that are affordable and innovative, designed to meet the needs of our policyholders. Our Vision...

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Prime Life products, The New Times, Rwanda

Prime Life products Sponsored Content: Prime Life Insurance started operations in 2010 and has provided affordable insurance products for both personal and group policies. Prime Life Insurance offers a wide range of protection and retirement plans including child education, pension for retirement planning and savings. Education endowment assurance policy What is an education endowment assurance policy? Successful parenting is no mean accomplishment. A huge contributor to this success is financial planning for your child’s future needs at the right age. Prime Life Education policies help you save steadily over the long term so that you can secure your child’s future needs. In the event of...

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Introduction to Life Assurance - Financial advisers, investment and pensions advice and mortgage brokers in - Finchley - Aspire Independent Financial Planners LLP

Introduction to Life Assurance What Is Life Assurance The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. It can provide the reassurance of financial protection for you, your family and your business associates. A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die. Even if there are no dependants who may be...

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Custodian Investment Plc

Larry Ademeso graduated from the University of Lagos with a B.Sc. degree in Insurance in 1992. He also obtained M.Sc. (Marketing) from the same University in 2001. He started his career with Perpetual Assurance Limited in 1993 where he rose to the position of Branch Controller before moving to Custodian and Allied Insurance Limited in 2001 as the Head, Industrial Business Group and later became Head, Marketing and Sales. Larry Ademeso joined Phoenix of Nigeria Assurance Plc. in 2005 as General Manager, Operations. Following the merger with Royal Exchange Plc. in 2007, he was appointed Group Head, Marketing/Sales, and subsequently as the Managing Director of Royal Exchange Prudential Life...

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Old Mutual Life Assurance Company Malawi Limited, Africa Outlook Magazine

OLD MUTUAL LIFE ASSURANCE COMPANY MALAWI LIMITED Old Mutual Life Assurance Malawi is redefining customer experience to align with the needs of a Malawian market which already places the Company at its head Responsible Investment Project Manager: Stuart Parker As a subsidiary of one of the largest financial service companies in Malawi, Old Mutual Life Assurance’s long-term savings, insurance and investment solutions have been a staple in the country for the best part of 80 years, and the Company is showing no signs of loosening its influence within the market moving forward. Opening its first official office later in 1954, the evolution of the Company ever since has been concerted and...

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Tax and qualifying life insurance products - Money Advice Service

Tax and qualifying life insurance products If you’ve used up your ISA allowance and you’re looking for other tax-efficient savings and investment options, life insurance is something you should look into. There are policy options that do more than just pay out when you die. You can use them as tax-efficient places to store and grow your money. Life insurance as an investment Some life insurance products are designed to be an investment, as well as a form of protection. These are called endowments or investment plans (if you pay regular premiums) or investment bonds or single premium bonds (if you pay in one or more lump sums). Tax on life insurance investments All types of life insurance...

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PRUchoice Group Life Assurance, Employee Benefits , Prudential

PRUchoice Group Life Assurance is an innovative life insurance product that provides core life coverage as well as optional coverage. Optional coverage include: Accidental Death and Disablement Benefit Total and Permanent Disability Benefit (Any Occuptation) Crisis Protection Benefit This product is underwritten by Prudential Hong Kong Limited (“PHKL”). Prudential General Insurance Hong Kong Limited ("PGHK") has been delegated and authorized by PHKL to provide administrative support in relation to the group life business. The copyrights of the contents of this webpage are owned by PHKL. Note: The details listed are for reference only and does not constitute any contract or any part thereof...

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Introduction to Life Assurance - Financial advisers, investment and pensions advice and mortgage brokers in - Aberdeen - City Gate Aberdeen Ltd

What Is Life Assurance The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. It can provide the reassurance of financial protection for you, your family and your business associates. A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die. Even if there are no dependants who may be financially affected by your death, some...

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Introduction to Life Assurance - Financial advisers, IFAs, providing life assurance, pension advice, savings and investment planning in - Edinburgh - Crandles & Co LLP

Introduction to Life Assurance What Is Life Assurance The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners. It can provide the reassurance of financial protection for you, your family and your business associates. A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die. Even if there are no dependants who may be...

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