Can i get life insurance

Life Insurance After Testicular Cancer, The Life Insurance Blog

Can I Get Life Insurance After Testicular Cancer? If you are one of the thousands of men who has beat testicular cancer, you may be looking to rebound both physically and financially. Buying life insurance after testicular cancer is just one of those items you may be looking to purchase to protect your family, and yes, you can still get it. You can even purchase life insurance with Cerebral Palsy or life insurance with COPD , so you do have options! While you won’t be able to get the top tier rates, you can still buy life insurance after testicular cancer if you have been cancer free and have a good medical history since your diagnosis. Not all types of cancer will allow a...

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Can I Get Life Insurance Without A Medical Exam?, Progressive

When you can get life insurance without a medical exam If you're healthy, there are some companies that will waive the medical exam entirely for certain types of life insurance. Pending health risks and likelihood of an early or premature death may seem less likely. That means you're a lower risk, and the approval process can be expedited. Plus, your lifestyle profile could also help you get lower life insurance rates. This can hold true for many types, including final expense insurance, permanent life insurance, and term life insurance. You may also be able to skip the exam entirely if you'd like. You could do this for personal reasons, such as having a riskier occupation (window washer,...

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Life Insurance for Parents: Important Questions to Ask, Lincoln Heritage Life Insurance Company®

When buying life insurance, we often only think about whether we need to purchase a policy for ourselves. The reason we purchase life insurance is to protect our loved ones from experiencing a financial burden when we pass. Part of protecting them is protecting yourself, especially from unforeseen bills that could impact you financially. For instance, have you thought about what will happen when your parents pass? Many times, surviving loved ones are left with the bills and may not have the resources needed to handle any end-of-life expenses their parents might have incurred such as medical bills and hospice care. Not to mention the thousands of dollars needed to cover their funeral...

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Life insurance FAQs, Securian Financial

The need for life insurance Q: What’s the purpose of life insurance? The primary reason to own life insurance is so that your beneficiary(ies) can receive financial compensation — called the “death benefit” — if you pass away while you are covered under the policy. How much life insurance coverage you purchase is up to you. You can purchase an amount of coverage to correspond with what you’d like the death benefit to be used for — to pay for your final expenses, make up for the loss of your income so your family can cover their living expenses, finance care for a dependent with special needs, pay off debts, or pay for your kids’ college tuition. Q: Do I need life insurance while I’m young...

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Can I Get Life Insurance If I Have Cancer? JennyLife

Can I Get Life Insurance If I Have Cancer? Cancer sucks. It’s a terrifying diagnosis that, according to the American Cancer Society, over 15 million Americans currently live with and most of us will confront in one way or another. Often, it’s during difficult times like this that we’re finally forced to think about the loved ones possibly left behind. One of the best way to secure your family’s financial future is with life insurance. However, waiting until a cancer diagnosis can make acquiring a quality life insurance policy incredibly difficult both during and post-treatment. Is it possible to get life insurance after getting cancer? The short, honest answer is—it’s complicated. Though...

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Are there Options for Life Insurance with Multiple Sclerosis?

When it comes to life insurance having a disability or illness makes getting good and honest rates a tough task. It can be a long, difficult, and frustrating task, but we are here to help. If you came here you may have already gotten declined for life insurance or have gotten a set of quotes with rates that were sky high. Fortunately you made it here because we have been helping people with multiple sclerosis find life insurance for years. Is it possible to get life insurance with MS? ABSOLUTELY! People with MS can even get standard rates for life insurance. Many people with MS automatically think that they won’t be able to purchase a life insurance policy because of their condition, but...

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Can I get life insurance if I have a mental health condition? -

Can I get life insurance if I have a mental health condition? When it comes to life insurance policies and mental health, insurers might be hesitant to offer cover to those who have either a long history or a one-off experience with a mental health condition. This year saw a number of cases reported where life insurance companies unfairly refused cover to those who disclosed a mental health problem, with some charities putting it down to the insurers’ wish to minimise risk and boost the bottom line. Here we look at what personal information you’ll need to pass over to a life insurance company, the kinds of questions insurers ask and why life insurance companies need to rethink...

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Life Insurance For Elderly Parents - Best Mother and Father Coverage, Term: 10, 15, 20

Life Insurance For Elderly Parents Many people wonder if they can take out life insurance on their parents, the good news is, yes you can. You simply have to demonstrate “insurable interest” to the insurance company and underwriter. Demonstrating “insurable interest” is easy, because you will, most likely, suffer some kind of financial loss in the event of your parents' passing. Being it your mother or father, or both. Because your parents are most likely elderly, the insurance premiums will be higher, but if you compare prices from different companies, you can still find some affordable rates. If your parents (mother and father) are in good health, with no major health...

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Life Insurance FAQs

Life Insurance FAQs If you’re wondering what type of policy you need, for what length of time the coverage is necessary, how long it’s going to take to get a policy, you’re not alone. These are very common questions. Fortunately, you’ve come to the right place! We’ve put together these FAQs to help make this process as easy for you as possible. If you don’t see an answer to your question below, please call 800-442-9899 and speak with one of our agents. We’d love to help! Life Insurance Basics We know how difficult of a time a family member’s death can be. Our promise to you is that we will be there every step of the way if you should ever have to...

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Can I get Life Insurance if I have had Tuberculosis?

Can I get Life Insurance if I have had Tuberculosis? If, once you’ve read this case study, you’d like to talk through your situation, please call 0800 644 4468 – Monday to Thursday from 09.00 to 19.00 and on Friday between 09.00 and 17.00. Our process When a client has a pre-existing condition, or has suffered a serious illness in the past, the first thing we do is pick up the phone. We speak to Underwriters at many of the UK’s leading Insurance companies. Discussing all of our client’s medical history helps us to identify the best company to apply to. This also means we avoid applying to companies who will end up being too expensive or worse, decline an...

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