Life life insurance

How Life Insurance Works, HowStuffWorks

Life is one big question mark: Will you be happy? Will you find love? Will you star in a reality TV show? Who knows? The only thing we can be sure of in life is that someday it will end. When, where and how are yet to be played out. Your hope is that you die old and wealthy, able to leave your children enough money in your will to give them a head start on a successful life. But things don't always work out that way. You could cross the street tomorrow and get run over by a pack of wild Segways. Sure, it's a morbid thought, but it makes you wonder how your family would get by without you. Would they have enough money to keep the house? Could the kids pay their own way through college? Would...

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Nearly 40% of adults don’t have life insurance — these startups are trying to change that - MarketWatch

Several startups are betting consumers want to compare and purchase life insurance online. Here’s something else a lot of Americans can’t afford: life insurance. Some 37% of adults don’t have life insurance, according to a survey released last month of 1,000 U.S. adults from insuranceQuotes, a website that allows consumers to compare insurance prices. Young adults were least likely to buy. Roughly 65% of people ages 18 to 29 have no life insurance policy, compared with 29% of those ages 30 to 49 and 26% of those 50 to 64. The most common reason: 59% said life insurance was too costly for them to purchase, the survey found. In recent years, several new companies — backed by some insurance...

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Allianz Life, Life Insurance

This page may not work correctly without javascript enabled.Our life insurance products are designed to offer flexibility and control, and provide you with the knowledge that your family will be protected after you are gone. Typical features of our life insurance products include:Protection against the financial risk of dying too soonPowerful cash value accumulation potentialThe ability to take loans from available cash value.Policy loans and withdrawals will reduce available cash values and death benefits and may cause the policy to lapse, or affect guarantees against lapse. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy...

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