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Life insurance pays long term care benefit-Hybrid Long term care and life insurance-LTC linked benefits

Life insurance with long term care benefits - Long-term care and life insurance products provide linked benefits Compare Life Insurance Policies That Pay For Long Term Care Starting in 2010 the Pension Protection Act provides new tax benefits for certain life insurance policies that can pay long term care costs. These special policies are offered by only a few insurance companies. What makes these "hybrid long term care insurance" policies attractive? The sales pitch addresses the concern by many that if they buy traditional long-term care insurance and DO NOT EVER NEED long term care, they wasted their money. With a hybdrid long term care policy, the sales pitch goes "if you don't use it;...

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Can I Get Life Insurance with a Pre Existing Condition?

In the interest of your already frazzled nerves: yes, it is possible to get Life Insurance with a pre-existing condition. The fact you’ve typed a question that led you to this blog means you’re probably having a good long think about getting Life Insurance with whatever pre-existing condition you have. I’m not gonna soften the blow here: it’s harder than getting Life Insurance if you were in full health. If you think about it, it makes sense. Life Insurance is one big game of risk It’s a fair question. If you’re gonna be investing a chunk of your cash monies, you’re gonna want to know where it’s going and what you’re getting for it. Despite how it’s dressed up by the insurers, Life...

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