Annual renewable term life insurance

Annual Renewable Term Life Insurance

Annual Renewable Term Life Insurance Annual Renewable Term Life Insurance, or ART, is a special type of term insurance. Essentially, the policy owner is buying a one year term policy every year. At the anniversary date, a premium is paid and another one year term policy goes into effect. Though the fundamentals of this type of life insurance are relatively simple, the reasons for and against purchasing annual renewable term insurance require careful consideration. Who Should Consider an ART Life Policy? This type of term life insurance is the most budget friendly way to provide the protection of a death benefit. The likelihood of anyone passing away within the next twelve months is low,...

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