Texas life insurance

Texas Life and Health Insurance Options, Allegiance Insurance Agency

Texas Life and Health Insurance Options You can't drive without car insurance and most people need homeowners insurance to satisfy their mortgage requirements or tenant agreement with their landlord. However, too many Texans are going through life without health or life insurance, two policies that should be a top priority. Life Insurance For the peace of mind that your family will have, knowing that they're financially secure should you pass away prematurely, life insurance is well worth the minimal cost. The two most common policy types are term life insurance and whole life insurance. Term is less expensive and covers you for an agreed upon length of time and is especially good for young...

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Texas Seniors Funding Medicaid With Life Insurance Policies, The Hale Law Firm

Hale Law Blog Texas Seniors Funding Medicaid With Life Insurance Policies The Texas legislature recently passed a bill which enables Texas residents to sell their life insurance policies to fund their Medicaid long-term care. Third-party companies typically buy the policies from seniors concerned about how to financially fund their long-term care needs in their later years and cash them in after the seniors die, keeping as much as 45 percent of the policy. Texas Gov. Rick Perry passed House Bill 2383, allowing Texas residents who hold a life insurance policy of at least $10,000 to sell it via a life settlement. The money typically goes directly into a nonrefundable account from which long...

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Texas Life Insurance Options, The Select Insurance Agency

Texas Life Insurance Options Texas life insurance works similarly to life insurance in other states, in that it pays a benefit to named beneficiaries upon the death of a covered individual. It protects individuals, such as children and spouses, who may depend on an insured individual financially for day-to-day and long term needs. Texas state law says that anyone may purchase a life insurance policy for you, so long as you give consent to be insured. Life insurance comes in two forms: Term and whole life. Term life insurance only pays a death benefit for a specified length of time - usually between 15 and 30 years. Rates for term life insurance are typically low and usually yield a...

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Jones Insurance Group of Texas - Life Insurance

Individual Life Insurance Life insurance from Jones Insurance Group can help you secure your family’s financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living. There are a variety of life insurance policies that we can provide. The kind of policy you choose depends on your needs: Term Life Insurance is a low-cost way of providing maximum coverage for your family. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, usually 5 to 20 years. Other policy life periods are...

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North Texas Life Insurance Rates, Bibby Brilling, Arden Insurance - Dallas, TX and Ennis, TX

Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone. Don’t leave the future of you and your loved ones to chance. Bibby Brilling can help you find the right North Texas life insurance coverage for you, and help ensure that your policy continually meets your needs. Life Changes. So Should Your Policy For each of our neighbors in Texas, the right life insurance will be unique and dependent on personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that...

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Paul Premack: Man wants to exclude wife as life insurance beneficiary - San Antonio Express-News

Dear Mr. Premack: I am legally married and not separated from my wife. We have several children together. I want to name my children and a friend as sole beneficiaries of a life insurance policy on my life, leaving my wife no part of the policy. Can I legally exclude my wife from the policy benefits? The answer to your question depends on whether state law or federal law applies in your specific situation. There is a federal law called ERISA (the Employee Retirement Income Security Act) which applies to various retirement benefits. Often, a life insurance policy is provided by a spouse's employer as part of his/her retirement package. When ERISA applies the federal rules must be followed....

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Texas Life Insurance, McKinley DiMarco Insurance Services

Life Insurance Let McKinley & DiMarco Insurance Services Protect What Means Most If you have people who rely on you, you can’t take chances with your coverage. McKinley & DiMarco Insurance Services is an independent agency that works with a number of reputable providers to get you the best plan. We know the importance of quality protection to the people of Austin, and we’re also here to serve the entire state of Texas. Many consumers think they won’t be able to afford life insurance, but we can get you a plan with a monthly payment that is lower than you may think. We’re here to give you the kind of personalized service that a big company just can’t compete with. Life Insurance for...

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Dallas Life Insurance Claim Lawyers, Texas Insurance Attorney, Smith Kendall, PLLC

Dallas, Texas Life Insurance Claim Lawyers People buy life insurance to provide financial security and peace of mind for their family and loved ones in the event of an unforeseen death. It is difficult enough to deal with the death of a loved one without at the same time also attempting to fight an insurance company denial of the beneficiary’s life insurance claim. Business owners also purchase life insurance to enable the surviving business owners to adequately and fairly address the surviving spouse or family members’ ownership interest in the business in order to enable the business to transition and continue its operations in the future. Contact the Dallas life insurance claims...

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Texas Life Insurance Rates, Fellers Insurance Agency in Lewisville, Texas

Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone. Don’t leave the future of you and your loved ones to chance. Fellers Insurance can help you find the right Texas life insurance coverage for you, and help ensure that your policy continually meets your needs. Life Changes. So Should Your Policy For each of our neighbors in Texas, the right life insurance will be unique and dependent on personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may...

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Texas Life Only Exam Prep Class, hr seminar

The Texas Department of Insurance has introduced a the Life Only Agent license. A Life Agent may sell Life Insurance and Annuities. Our 2-day exam preparation class covers the following topics for the Life Agent License: Life Insurance Provisions and Riders Taxes and Retirement Plans Quizzes, Practice Tests and Reviews The exam administered by Thomson-Prometric is 100 questions given in a two-hour time limit, requiring at least a 70% overall score to be successful in passing. Please note: The Life Agent License does not authorize the candidate to sell Health Plans, Long Term Care and Disability Insurance. Key Course Features Include: Insurance experts deliver material in a concise and easy-...

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