What is term life insurance

What is Term Life Insurance?, Western Southern Financial Group

As you reach many of life's major milestones, you may find yourself paying more attention to the question of life insurance. While it might not always be an easy topic to discuss, its benefits could help your family pay off expenses — and help give them peace of mind — when you're gone. This makes purchasing a life insurance policy an important consideration in helping protect your family and loved ones. Among the various types of life insurance, term life insurance is traditionally viewed as one of the most economical options. Here, we've covered the basics of term life insurance to help you decide if this is the right policy for you. What Is Term Life Insurance? Term life...

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What is Term Life Insurance, Gerber Life Insurance

If you’ve been researching financial protection for your family, you’re probably wondering what term life insurance is all about. A term life policy covers you for a specific amount of time, anywhere from 10 to 30 years. Term life differs from a whole life insurance policy in that it does not last for your “whole” life and does not build cash value. Because of this, term life premium rates are lower. So how does term life insurance work and when is it the best solution for you? Choosing the Duration of Your Term The great thing about this type of policy is that you get the flexibility to choose how long you’ll want coverage. If you have dependents, you’ll want to select a term length that...

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