Life insurance australia

Life Insurance Comparison Australia - Compare Life Insurance

Why was Best Deal Insurance established? Our founder has over 29 years experience in the insurance industry. Before launching Best Deal Insurance he was seeing every day customers who were being sold over priced and low grade insurance products, particularly from TV adverts. He saw the opportunity to provide a service to customers that put them in control of the price and product choice, but without the hassle of having to search the market for themselves. Pty Ltd is an Authorised Representative of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995 | AFSL 230323. Why deal with us? The Best Deal Insurance core values are: Help you with your research Help you with your research We...

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Life Insurance For Seniors in Australia - Life Insurance Articles - Rate Detective

Life Insurance For Seniors in Australia As people get older they begin to think more about taking out a life insurance policy for various reasons. Commonly, so loved ones don’t feel the burden of final arrangements or outstanding debt. This is especially true when people hit their 50s, 60s and 70s and consider senior life insurance options. Who offers the most competitive Life Insurance for Seniors? At Rate Detective we compare 10 life insurance companies to try to find you the most competitive rate. If you are a senior considering life insurance, then give us a call on 1300 793 143 (or fill out Life Insurance Enquiry form on the right side) and speak to one of our friendly advisers,...

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One quarter of Australians don t know they have life insurance

One quarter of Australians do not realise they have life insurance worth tens or even hundreds of thousands of dollars through their superannuation fund, a review by corporate watchdog ASIC has found. ASIC’s report, which focused on insurance in super, comes just days before royal commission hearings on the insurance industry begin. It scrutinised so-called ‘group life insurance’ policies that are sold in bulk to superannuation funds without any ‘underwriting’ – i.e. health and other checks – on individuals. These policies generally include lump sum payments on death and following an accident or illness resulting in ‘total and permanent disability...

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Life insurance: Australians should check their super funds now

Why you need to check your super account today AS the royal commission continues, super fund members are being urged to check their annual statements to make sure they’re not being ripped off. SUPER fund members are being urged to check their annual statements to make sure they’re not being financially stung by too much — or in some cases too little — life insurance. As the banking royal commission blowtorch switches to insurance for two weeks from today, and super fund annual statements have started appearing in letterboxes and inboxes across Australia, finance specialists say now is the time to clean up your super cover. “All the bad publicity around the royal commission is making...

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You can be denied life insurance based on genetic tests — and there s little protection - ABC News (Australian Broadcasting Corporation)

You can be denied life insurance based on genetic tests — and there's little protection Posted August 25, 2017 17:11:23 A parliamentary inquiry is currently underway into Australia's life insurance industry, which has raised several issues including discrimination by insurers against people with mental health problems. In our submission to the inquiry, we argue comparable discrimination is possible based on genetics, with insurers denying applicants life insurance and raising premiums inappropriately based on genetic test results. There is a concerning lack of regulation over the use of genetic information by the Australian life insurance industry. Insurance companies are allowed to...

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Australians can be denied life insurance based on genetic test results, and there is little protection

A parliamentary inquiry is currently underway into Australia’s life insurance industry, which has raised several issues including discrimination by insurers against people with mental health problems. In our submission to the inquiry, we argue comparable discrimination is possible based on genetics, with insurers denying applicants life insurance and raising premiums inappropriately based on genetic test results. There is a concerning lack of regulation over the use of genetic information by the Australian life insurance industry. Insurance companies are allowed to use genetic test results to discriminate against applicants for life, permanent disability, and income protection insurance (...

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Life Insurance Quotes Online Australia

Let’s face it, not many of us like to think about what will happen when we die. After all, you’re busy living your life! However, it’s important for tradies to have a think about what affect your death would have on your loved ones and how they would afford to keep going. Life Insurance can help protect your family financially in the event of your death and is particularly important for tradies who tend to work in riskier jobs. Protect Your Family If you’re one of the main breadwinners for your family, they could be facing a real financial struggle if you suddenly die. To give both you and your family peace of mind, All Trades Cover offers Life Insurance which will mean your family is taken...

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Zurich enters agreement to acquire ANZ’s life insurance businesses in Australia, 2017, Zurich Insurance

Zurich to become the leading retail life insurer in Australia Acquisition is earnings accretive from day one, and will increase return on equity, cash remittance targets and shareholder returns Acquisition reinforces Zurich’s strategy of focusing on capital-light protection and unit-linked business, expanding bancassurance capabilities and reducing volatility Acquisition expected to be funded from internal resources and senior debt The transaction price comprises AUD 1 billion of upfront reinsurance commissions, expected to be paid subject to regulatory approval in May 2018 with the remaining balance paid on completion. “ANZ’s portfolio of non-traditional and profitable...

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Should Australia Ban the Use of Genetic Test Results in Life Insurance?

Australia has a concerning lack of regulation around the use of genetic test results by the life insurance industry. Many other countries have passed legislation or moratoria banning use of genetic data in life insurance ( 1 ). However, in Australia, life insurance applicants must still disclose results of any genetic test if requested. These include findings from research or direct-to-consumer genetic testing, if known to the applicant. Genetic results can be used for underwriting life insurance, permanent disability and total income protection insurance in Australia, with minimal consumer transparency or Government oversight into the process. Genetic test results cannot affect private...

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MetLife finds life insurance confusion, AustralianSuper drops premiums

Take control of insurance in super for confidence and cost savings AUSTRALIANS have no idea how much money they are paying for life insurance in their super fund, sparking urgent calls for people to check their cover. MANY Australians have no idea how much money they are paying for life insurance in their super fund, sparking calls urging people to check it’s not unnecessarily eating into their life savings. Concerning new research has revealed seven out of 10 Australians are in the dark about their insurance costs, revealing a dangerous disconnect between super fund members and their life insurance. The MetLife analysis found almost half of parents of children aged under 18 believe they...

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