Public liability insurance

Liability Insurance

Public Liability & Comprehensive, General Liability, Product Liability Why Liability Insurance? Somewhere along the human life time, on many an occasion, each of us tends to be a little careless and negligent due to reasons best left alone and unexplainable! As responsible citizens and residents of UAE, we are all liable for the damages caused by our careless, negligent acts. Liability can arise from either of the following: By Tort/Common law/Sharia law – meaning – liability arising out of negligence (the simple road accident – motor car liability) By Statute – meaning – liability arising out of a provision in a law (employer held liable under labour law) By Contract – meaning –...

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Liability insurance - Wikipedia

Liability insurance Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy. Originally, individual companies that faced a common peril formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement). The modern system relies on dedicated carriers, usually for-profit, to offer protection against specified perils in consideration of a premium....

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