Life insurance direct

Life Insurance Direct questions premium price spike, Professional Planner

lifeinsurancedirect.com.au is questioning whether the current spike in premiums on life insurance offered by insurers to consumers via financial advisers amounts to price gouging. “We have received letters from a number of top insurers, some of them indicating premium price rises of up to 20 per cent,” said CEO, Russell Cain. “All of these insurers cite sustainability as the reason behind the price hike.” But Mr Cain said the price increases, which will make it more expensive for consumers to buy life insurance via advisers, comes at a time when large insurers are campaigning to slash commissions paid to advisers. “Logically, lower commissions should mean cheaper premiums for consumers,...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance leads, adult life insurance, auto insurance quotes, is term life insurance recommended, individual health insurance, life insurance quotes online comparison, cancer insurance, term assurance, what is life cover insurance, how to buy life insurance

Overall rating page: 3.38/5 left 59324 people.

Gross direct premium of non-life insurers crosses ₹1.5-lakh crore - The Hindu BusinessLine

Registers 17.47% year-on-year growth: IRDAI Gross direct premium of non-life insurers has crossed ₹1.5 lakh crore by March 31 this year, with the industry registering a growth of over 17 per cent. Data released by the Insurance Regulatory and Development Authority of India (IRDAI) on Wednesday revealed that gross direct premium underwritten by non-life insurers touched ₹1,50,615.32 crore in 2017-18, a growth of 17.47 per cent over the previous year. This is, however, lower than the 32 per cent increase in gross premium income of non-life insurers of ₹1,28,214.43 crore in 2016-17. The growth trend for March 2018 was also below average at 15.48 per cent, with total gross direct premium...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: professional liability insurance, term life insurance online purchase, cheap home insurance, what is life insurance all about, apply for life insurance, online insurance, all of life insurance, cheap life assurance quotes, what's a term life insurance policy, cheapest life insurance rates

Visser v 1 Life Direct Insurance Limited (1005,13) 2014 ZASCA 193; 2015 (3) SA 69 (SCA) (28 November 2014)

South Africa: Supreme Court of Appeal You are here: SAFLII >> Databases >> South Africa: Supreme Court of Appeal >> 2014 >> [2014] ZASCA 193 Visser v 1 Life Direct Insurance Limited (1005/13) [2014] ZASCA 193; 2015 (3) SA 69 (SCA) (28 November 2014) THE SUPREME COURT OF APPEAL OF SOUTH AFRICA Coram: Cachalia, Willis, Swain JJA and Fourie AJA Delivered: 28 November 2014 Summary: Life insurance policy – repudiation by insurer – alleged misrepresentation and non-disclosure by deceased of pre-existing medical condition – insurer failing to discharge onus. On appeal from: South Gauteng High Court, Johannesburg (Mabesele J, sitting as court of first...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: 30 year life insurance, life insurance coverage, mega life insurance, sun life insurance, aal life insurance, life insurance terms to know, compare life insurance rates, life insurance rates, life insurance underwriting, united life insurance

ASIC’s review of direct life insurance finds high cancellation rates and poor claims outcomes - AdviserVoice AdviserVoice

ASIC’s review of direct life insurance sales has found that sales practices and product design are leading to poor consumer outcomes. ASIC’s Report 587 released today reveals that: Consumers are cancelling their policies in very high numbers: one in five of all policies taken out were cancelled in the cooling off period one in four of all policies that remained in force beyond the cooling off period were cancelled within 12 months three in five of all policies sold were cancelled within three years. life insurance sold direct compares poorly with other channels when it comes to claims: 15% of claims are declined, with 27% of claims withdrawn. ‘Life insurance is a long-term...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: 20 year term life insurance cost, 10 year term life insurance rates, discount term life insurance, insurance co, life insurance through company, life insurance for family of 3, no load life insurance, principal life insurance, mutual life insurance company, child term life insurance

What is Direct Term Life Insurance? Your 2018 Buyer s Guide, Quotacy

So, you want to buy direct term life insurance in a easy way with options? In today’s online comparison shopping world, that is totally doable right now at Quotacy. In less time than it will take you to brush and floss your teeth, you can buy your life insurance direct online. With Quotacy’s handy life insurance quoting tool, you can: evaluate your term life insurance policy options, and We designed Quotacy to be super easy for all of you do-it-yourself shoppers and over 895 of you (and counting) have left our customer service team a 5-star review. Our entire company reads these reviews on TrustPilot and we genuinely appreciate the love. It motivates us to do our best for you...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: health insurance quotes, term life insurance quotes online, 5 year term insurance, insurance term life insurance, united life insurance, life cover quotes online, term life insurance premiums, second to die life insurance, whole life insurance premiums, life insurance quotation

Direct Life Insurance Awards PFL Research

Direct Life Insurance continues to have an important role helping Australians find the right protection for them. Strategic Insight has undertaken independent holistic research underpinning the Direct Life Insurance Awards that recognise achievements in the industry over the last year. The pinnacle of this research is the Strategic Insight - Direct Life Insurance Awards! Guest Speakers Rob Carlton has been a professional actor since he was 14 years old. A recognised face in Australia in both comedy and drama and Silver Logie-winner his credits span TV, film and theatre. Rob's most recent breakout role was that of Kerry Packer in the Paper Giants franchise, for which he was nominated for an...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: best term life insurance, how can i get life insurance, commercial auto insurance, individual life insurance, mortgage protection, texas life insurance, i need a life insurance policy, terms related to life insurance, 20 year level term life insurance rates, vision insurance

Life Insurance in New Zealand, NZ Cover Direct

About Life Insurance Life Insurance can help soften the financial impact of death or terminal illness. You and your family can rest easy knowing your policy can help protect the future you've planned. Life Insurance from NZ Cover Direct pays a lump sum benefit on your death or upon diagnosis of a terminal illness. This financial protection can help your family continue the life you want for them, even if you aren't around. The money can help cover the rent or mortgage, pay school fees or be put towards other major household expenses. With optional Accident Insurance, an extra lump sum benefit will be paid if the insured suffers an Accidental Serious Injury or Accidental Death. Applying for...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: universal life insurance company, supplemental life insurance, motor insurance quotes, no load life insurance, no term life insurance, affordable life insurance policies, buy term life insurance online, whole life quote, life insurance what is it, minnesota life insurance

Life Insurance Direct Marketing Association Announces 2018 Fall Meeting Business Showcase

ATLANTA, Sept. 12, 2018 /PRNewswire/ -- The Life Insurance Direct Marketing Association (LIDMA) has announced that its 15 Annual Fall Meeting & Business Showcase will take place October 14 through October 16 at the InterContinental Hotel in New Orleans. LIDMA is the life insurance industry's most focused gathering of high performance direct response marketers, producers, underwriters and service providers who are driving positive changes in the distribution of life insurance in order to benefit middle market consumers. "The theme and content of this Fall's meeting, 'Making the Big Easy,' will reveal how effective change and innovation continue to revolutionize the life insurance...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: prudential life insurance, what is life insurance policy, cheapest term life insurance policies, how to start a life insurance policy, pacific life insurance, cheap insurance life policy, term life insurance providers, cheap medical insurance, individual medical insurance, cheap term life insurance

18-250MR ASIC’s review of direct life insurance finds high cancellation rates and poor claims outcomes, ASIC - Australian Securities and Investments Commission

18-250MR ASIC’s review of direct life insurance finds high cancellation rates and poor claims outcomes ASIC’s review of direct life insurance sales has found that sales practices and product design are leading to poor consumer outcomes. ASIC's Report 587 released today reveals that: Consumers are cancelling their policies in very high numbers: one in five of all policies taken out were cancelled in the cooling off period one in four of all policies that remained in force beyond the cooling off period were cancelled within 12 months three in five of all policies sold were cancelled within three years. life insurance sold direct compares poorly with other channels when it comes to claims: 15...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: whole life insurance coverage, life insurance for smokers, life insurance definition, life insurance company ratings, title insurance, compare car insurance, term and whole life insurance, landlord insurance, bike insurance, 30 year level term

Life Insurance, Health Insurance Direct

A contract between two parties, the policyholder and the insurer, life insurance is where the insurer agrees to pay a designated beneficiary amount of money upon the death or other event. This includes terminal illness or critical illness. In exchange for this service the policyholder must agree to pay a designated amount called a premium on regular intervals or in several lump sums. Like most insurance policies, life insurance is a contract whereby benefits are paid to the designated beneficiaries if an “insured event” occurs which is outlined as well as covered in the policy. In order to be considered a life insurance policy the insured event MUST be based upon the lives of the people...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: renters insurance quotes, life insurance companies, best life insurance, commercial car insurance, 30 year term insurance, cheap life insurance uk, life assurance products, stonebridge life insurance, online life insurance plan, buy life insurance policy online