Selling life insurance

Whole-of-life policies: pros and cons of long-term financial protection

Whole-of-life policies: pros and cons of long-term financial protection Policies purchased 20 or 30 years ago can bite the client with huge premium hikes It’s the ultimate protection. No matter when you die, whether you are 40 or 95, the financial health of your family will be secure thanks to a life insurance policy that lasts as long as you live. But there’s one caveat – you have to keep up the repayments. As some holders of reviewable whole-of-life policies can attest however, this is not always possible, as under such policies, some policyholders have seen the cost of their premiums rise by several hundred per cent. Issues around whole-of-life cover have also brought into sharp focus...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance adalah, whole life versus term life insurance, insurances, life insurance quotes and sayings, best level term life insurance, cheapest term life insurance rates, auto insurance ratings, life insurance sales, texas life insurance, fixed term insurance plans

Overall rating page: 3.52/5 left 59238 people.

Great-West to Focus on Retirement and Investment Divisions After Selling Life and Annuity, PLANADVISER

Great-West Life & Annuity Insurance Company (GWL&A) has reached an agreement to sell through reinsurance substantially all of its individual life insurance and annuity business to Protective Life Insurance Company, the primary subsidiary of Protective Life Corporation (Protective). The business to be transferred, which is marketed under the Great-West Financial brand, includes bank-owned and corporate-owned life insurance (BOLI and COLI), single premium life insurance, individual annuities and closed block life insurance and annuities. GWL&A will retain a small block of participating life insurance policies which will be administered by Protective following the close of the...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: online term insurance, universal life, life insurance companies, online life insurance, whole life insurance plans, term life insurance prices, life the life, get life insurance quote, business insurance, what is life cover insurance

How to Start Your Own Insurance Business - The Simple Dollar

Looking for a recession-proof business? Insurance is one of those industries that is largely untroubled by the state of the economy. The reason is that most insurance products are necessary part of modern life. You can’t own a car without automobile insurance, and while your mortgage company may not require that you have homeowners insurance, would you really consider leaving the single biggest investment of your life unprotected? The individual mandate of the Affordable Care Act ensures that there will always be a steady supply of health insurance customers. Of the major insurance types, the only one that is even considered optional by some people is life insurance — but in...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: what is life cover insurance, car insurance policy, 5 year term life insurance policy, term life insurance prices, best life insurance, cheapest term life insurance companies, what is whole life insurance, life insurance what is it, premium term life insurance, best life insurance quotes online

Selling the Value of Life Insurance to Millennials, National Online Insurance School

As many companies can attest, marketing insurance to Millennials is no easy feat. This generation of young, self-sufficient adults is facing an economic situation unlike one seen by previous groups. With student debts mounting and job uncertainty, many Gen-Yers are resistant to saving and investing for the future. The challenge for insurance companies is in finding a way to reach this demographic in a marketing climate that is changing by the day. Selling life insurance to Millennials means understanding the tendencies of the demographic and adapting to their desire for more digital communication. For Millennials, Life Can Wait Millennials are waiting longer than previous generations to...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: buy life insurance policy, premium term life insurance quote, term insurance cost, inexpensive term life insurance, 4life insurance, insurance life quote term, home contents insurance, lift insurance, american income life insurance, life insurance term life insurance

Why I Traded Hollywood Glamour for a Gig Selling Life Insurance, Essay, Zócalo Public Square

Working in L.A. can be a challenge. My lowest point came 18 months ago, when I found myself sitting in my darkened bedroom, wearing a telephone headset, and talking to a felon. He couldn’t understand why he wasn’t eligible to buy life insurance for $19.95 a month as promised in the television ad he had just seen. Let’s see, I wanted to say. First of all, you are not young like the man in the ad. Second, you just told me you have Type 2 diabetes and—from the blood sugar numbers you gave me—I’m wondering how you are even alive. Oh and third … you are a convicted felon on probation. Instead, I politely told him about the insurance industry standard: that felons on probation or parole are too...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: life insurance for kids, select quote life insurance, discount car insurance, decreasing term life insurance quote, bankers life insurance, ins life, online insurance, how to buy a life insurance policy, business health insurance, life insurance plans

How to Sell Insurance Policy Coverage to Customers - Aged Lead Store

How an agent sells an insurance policy differs from how sales operate in just about all other categories. Think about other products and services — a car, a tech toy, a sandwich, a haircut — nearly every product or service can be seen, held, or touched. Not so with insurance. Here, you are selling peace of mind — an abstract idea, a promise — in a way, you’re selling yourself. Whether working with real-time leads or aged leads, you have to build a connection with your prospect, get to the bottom of their insurance problem, and provide a winning solution. The following sales tips won’t necessarily help you sell a sandwich, but they will help you sell insurance policy coverage to...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: business liability insurance, insurance plans, chubb insurance, affordable term life insurance, level term insurance policy, term life policy rates, premium term life insurance, i life insurance, where can you get life insurance, inexpensive life insurance

Selling US life insurance to Israelis - Special Content - Jerusalem Post

We live in very dynamic times, when the economic and social environments are changing constantly. People have always wanted stability in general and economic stability in particular. Stability means finding ways to protect oneself against undesirable eventualities. One of the tools that will ensure economic stability, at least for one’s family, is a life insurance policy. Upon the demise of the policy holder, a sum of money is paid to whoever has been designated as the benefactor. In most cases, it is the spouse and offspring. This holds true in most countries. However, compared to other countries, primarily the US, Israel’s insurance industry has its limitations in terms of...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: affordable car insurance, life insurance quotes online, homeowners insurance, life insurance life insurance, life insurance quick quote, 10 year term life insurance rates, family life insurance company, inexpensive term life insurance, classic car insurance, life insurance australia

Marketing Nation 2018 - Cigna New Zealand’s winning formula for selling life insurance

Selling life insurance to New Zealanders is hard work. After all, they live in one of the most benign nations in the world. In last year’s Global Peace Index, compiled by the Institute for Economics and Peace, New Zealand came second after Iceland. There’s little sense of urgency when it comes to thinking about death, and as a result, New Zealand has the third lowest penetration of life insurance among developed nations, according to the OECD. It’s even harder work when you’re selling directly to consumers, rather than through the more usual channel of brokers and financial advisors, says Vince Warnock, digital marketing manager at insurance company Cigna New Zealand. The company sells its...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: lfe insurance, low cost health insurance, car insurance online, auto insurance specialists, auto insurance rates, mortgage life insurance, life insurance beneficiary, direct car insurance, business liability insurance, term life online

SELLING SPROUTS: THE FUTURE OF DIGITAL LIFE INSURANCE

Many of us working in life insurance believe we make good, socially useful products; I do, too. Many of us also believe there’s a large mortality protection gap; I do, too. Many believe that high sales friction is the biggest cause of this gap; I don’t. To ensure more people get covered and in an effort to close the coverage gap, we need to ensure we tackle the right problem. Yet too often I hear the most frequent diagnoses of the problem focusing on friction at the point of sale, with comments such as: “Underwriting is the problem: there are too many questions.” “We’re losing sales because of friction in the underwriting process.” “I need to make the product easier for customers to buy.”...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: level term insurance, 20 year level term life insurance quotes, which life insurance policy to buy, cheap life insurance quotes online, apply for life insurance, term life prices, compare life insurance policies, insurance company, insurance carrier, universal life insurance policy

Selling Life Insurance by Mail (1,175 words)

It's odd. The creative for insurance direct marketing is not known for winning awards. It is seldom pretty. It operates on different principles than, say, the publishing industry or traditional continuity programs. It is regulated, and specific words and phrases are prohibited or subject to interpretation by lawyers. All in all, it's an uphill battle for those designers and writers specializing in this field. You see, unlike The DMA's Echo Awards, insurance direct marketing creative does not answer to the standard of "response." In fact, response, per se, is irrelevant. The only measure of success is if the paid response meets or beats the marketing allowance. Marketing allowance is the sum...

Continue reading...

rates-life-insurance.com

Posted by at

Tags: phoenix life insurance, best term life insurance companies, minnesota life insurance, for life insurance, life insurance programs, best term life insurance quotes, free life insurance quotes, 1 year life insurance policy, term life insurance vs whole life insurance, fixed term life assurance