Life insurance prices

Life Insurance FAQs - McKenzie Price

Life Insurance FAQs How much life insurance should an individual own? Rough “rules of thumb” suggest an amount of life insurance equal to 6 to 8 times annual earnings. However, many factors should be taken into account in determining a more precise estimate of the amount of life insurance needed. Important factors include: Income sources (and amounts) other than salary/earnings Whether or not the individual is married and, if so, what is the spouse’s earning capacity The number of individuals who are financially dependent on the insured The amount of death benefits payable from Social Security and from an employer sponsored life insurance plan Whether any special life...

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