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What will happen to you and your family if you should suddenly have an accident or illness and become unable to work? While it is something most of us seldom think of, many families are left to face the difficulties brought on by the loss of income when an unexpected disability wreaks havoc on the family’s finances. Most people don’t have any savings to speak of—or at least, not enough. This is where disability insurance can come in and help keep your family finances intact when a disability strikes.