This page describes the structure and contents of the policy wording.
Life insurance policy rules
The life insurance policy wording is comprised of three documents:
TotalCareMax Life Cover is Sovereign’s flagship life insurance policy. The Umbrella Wording is common to all TotalCareMax policies. The Benefit Appendix provides details of the life cover benefit. The Policy Schedule is customised to the life (or lives) insured as it contains personal details such as who is insured and the amount of cover. Each of these documents is explained below....