If you need life insurance, now may be the time to buy it. Insurance premiums are expected to drop 4 percent this year, following a 5 percent decline last year, according to the Insurance Information Institute, New York. In fact, premiums are less than half of what they were a decade ago.
Affordable life insurance in nj
There are two basic types of life insurance policies that have lowered their premiums: term and permanent.
Term insurance is basic coverage. You pay a premium and get just life insurance for...